cancel
Showing results forย 
Search instead forย 
Did you mean:ย 

How Do I Establish a Home Base

prodeville
Explorer
Explorer
I'm Planning to go full time. How do I go about establishing a home base. My final destination one day will probably be Idaho. So I would like that to be my home base.
14 REPLIES 14

TechWriter
Explorer
Explorer
2gypsies wrote:
(Quote by tinner12002: I was told by one insur company, SF, that per FL law they couldn't insure my rv if I was living in it full time... )

That's not because of Florida, it's State Farm's problem with insuring full-timers. You need to try other companies that specialize in full-timers.


Ditto. The insurance companies you used for your S&B may not be the ones used for full timing.

Check Miller Insurance. They are agents who sell for a lot of companies. They also sell "umbrella" liability insurance which you should get when you full time.
2004 - 2010 Part Timer (35โ€™ 2004 National RV Sea Breeze 8341 - Workhorse)
2010 - 2021 Full Timer (41โ€™ 2001 Newmar Mountain Aire 4095 DP - Cummins)
2021 - ??? Part Timer (31โ€™ 2001 National RV Sea View 8311 - Ford)
www.rvSeniorMoments.com
DISH TV for RVs

2gypsies1
Explorer III
Explorer III
(Quote by tinner12002: I was told by one insur company, SF, that per FL law they couldn't insure my rv if I was living in it full time... )

That's not because of Florida, it's State Farm's problem with insuring full-timers. You need to try other companies that specialize in full-timers.
Full-Timed for 16 Years
.... Back in S&B Again
Traveled 8 yr in a 40' 2004 Newmar Dutch Star Motorhome
& 8 yr in a 33' Travel Supreme 5th Wheel

tinner12002
Explorer
Explorer
Bumpyroad wrote:
TechWriter wrote:
We Cant Wait wrote:
Most full timers use 1 of these 3 states, S.D, Tx, Fl. reasons being, taxes, existing mail forwarding services, vehicle licensing/inspection requirements.

If you're a full timer under 65 who needs to purchase health care, SD and TX are two of the worst domicile states.


so what are the best ?
bumpy


I was told by one insur company, SF, that per FL law they couldn't insure my rv if I was living in it full time...
2015 Ram 3500/DRW/Aisin/auto/Max tow/4.10s,Cummins, stock Laramie Limited--Silver
Tequila Sunrise 2012 Ultra Classic Limited
2018 Raptor 428SP

TechWriter
Explorer
Explorer
Bumpyroad wrote:
TechWriter wrote:
We Cant Wait wrote:
Most full timers use 1 of these 3 states, S.D, Tx, Fl. reasons being, taxes, existing mail forwarding services, vehicle licensing/inspection requirements.

If you're a full timer under 65 who needs to purchase health care, SD and TX are two of the worst domicile states.


so what are the best ?
bumpy

If you're under 65 and you have to purchase your own health care, then I'd start with the states that have BCBS PPO plans in this list of 15 states.

After that, look at taxes, fees, and obligations (like yearly vehicle emission tests).

To me, at first blush, of these 15 states, FL, NV, and AL look very good.
2004 - 2010 Part Timer (35โ€™ 2004 National RV Sea Breeze 8341 - Workhorse)
2010 - 2021 Full Timer (41โ€™ 2001 Newmar Mountain Aire 4095 DP - Cummins)
2021 - ??? Part Timer (31โ€™ 2001 National RV Sea View 8311 - Ford)
www.rvSeniorMoments.com
DISH TV for RVs

Cummins12V98
Explorer III
Explorer III
Give this lady a call, she has all the answers. Our domicile is SD she made everything very easy to make this happen. NO State income tax!!!!!

Terri Lund
My Dakota Address
110 E. Center St.
Madison, SD 57042
www.mydakotaaddress.com
Phone: 605-427-5863
Fax: 605-427-9626
2015 RAM LongHorn 3500 Dually CrewCab 4X4 CUMMINS/AISIN RearAir 385HP/865TQ 4:10's
37,800# GCVWR "Towing Beast"

"HeavyWeight" B&W RVK3600

2016 MobileSuites 39TKSB3 highly "Elited" In the stable

2007.5 Mobile Suites 36 SB3 29,000# Combined SOLD

Bumpyroad
Explorer
Explorer
TechWriter wrote:
We Cant Wait wrote:
Most full timers use 1 of these 3 states, S.D, Tx, Fl. reasons being, taxes, existing mail forwarding services, vehicle licensing/inspection requirements.

If you're a full timer under 65 who needs to purchase health care, SD and TX are two of the worst domicile states.


so what are the best ?
bumpy

TechWriter
Explorer
Explorer
We Cant Wait wrote:
Most full timers use 1 of these 3 states, S.D, Tx, Fl. reasons being, taxes, existing mail forwarding services, vehicle licensing/inspection requirements.

If you're a full timer under 65 who needs to purchase health care, SD and TX are two of the worst domicile states.
2004 - 2010 Part Timer (35โ€™ 2004 National RV Sea Breeze 8341 - Workhorse)
2010 - 2021 Full Timer (41โ€™ 2001 Newmar Mountain Aire 4095 DP - Cummins)
2021 - ??? Part Timer (31โ€™ 2001 National RV Sea View 8311 - Ford)
www.rvSeniorMoments.com
DISH TV for RVs

prodeville
Explorer
Explorer
Avan,
Thank you very much for the information. That was very helpful.

gatorcq
Explorer
Explorer
Learn how to preform a online web search.
Example Creating a Domicile, RV domicile, Where should I domicile.
Dale & Susan
DaGirls II Rv - Dakota & Tilly Traveling Companions.
2008 Alfa Gold, 2015 Ford F150 XLT
Roadmaster and Air Brake System
1600 Watts, Magnum Inv/Chg&Solar
800 Lithium Battery
DaGirslRV Blog

avan
Explorer
Explorer
Think you are confusing terms. A home base would be a place where you return from time to time. Maybe a home rv park that you particularly like to escape winter cold. Perhaps a place where lots of friends and relatives are and where you maybe store your extra goodies in a storage locker etc. It may or may not have anything to do with your domicile.

Domicile is a place which you claim as "home". You may go there from time to time or you may never go there. It is the address that you use for obtaining your drivers license and vehicle plates. It is the address that you give to your ins. company. It is the address you use for voting etc. For many full timers, it will be a mail drop box and some favorite states are SD, TX, FL and some others. These states impose no state income tax. The authorities accept a comm'l mail box # and address for D/L purposes and do not impose difficult restrictions on declaring their state as "home" or "domicile state".

So one could be a resident of (domicile in), say, SD, setting foot in SD once to get their D/L (you can do your plates and everything else by mail) while considering Aunt Tillie's house in some other state, or a Florida RV park as home base.

The point being, you can pick your domicile wherever it please you and wherever the services are easily available without regard to where you might eventually like to permanently put down your new roots. In other words, your wish to eventually settle in ID has nothing to do with the state you now pick as you full timer domicile state. There's a pretty good reason why some states are not favorites for full timers. Why make it hard on yourself?
www.putt10.net

We_Cant_Wait
Explorer
Explorer
Most full timers use 1 of these 3 states, S.D, Tx, Fl. reasons being, taxes, existing mail forwarding services, vehicle licensing/inspection requirements.

Bumpyroad
Explorer
Explorer
before deciding on Idaho, check all possibilities for taxes, health insurance, licensing, requirement to get annual vehicle inspections, etc.
bumpy

1492
Moderator
Moderator
Moved from Forum Technical Support

Old-Biscuit
Explorer III
Explorer III
Check with Idaho DMV for residency requirements

Verify what is accepted as a 'legal' address for Idaho Residency-----will need it for mail, DL, Vehicle Registrations, Ins. vehicle and medical
Is it time for your medication or mine?


2007 DODGE 3500 QC SRW 5.9L CTD In-Bed 'quiet gen'
2007 HitchHiker II 32.5 UKTG 2000W Xantex Inverter
US NAVY------USS Decatur DDG31