I cracked 2 rims as well. Both were Alcoa dually wheels, but I was regularly overloading them by about 500 pounds each. No doubt the overweight condition was a factor, but I also travel on a lot of rough terrain.
I wouldn't worry about dynamic loading. That's already factored into the engineered ratings. But I never realized the rating on my Alcoas could be an issue, because the weight rating was inside the rim on the tire side, so I never saw it until I cracked one and had the tire off.
2000 Ford E450 V10 VAN! 450,000+ miles
2014 ORV really big trailer
2015 Ford Focus ST