โApr-02-2018 03:54 AM
We must be willing to get rid of the life we've planned,
so as to have the life that is waiting for us.
โApr-29-2018 01:45 PM
CavemanCharlie wrote:That explains a lot...you don't travel and apparently don't get bill notices online.
I get paid once a month. I take that check to the bank. I know how much my credit card bill will be. I know how much my electric and water bills will be by watching my meters and calculating the amount I have used..
โApr-10-2018 04:06 PM
2oldman wrote:Crowe wrote:x2CavemanCharlie wrote:Why? Use your data plan and not Wi-Fi. Much easier to check balances, transfer money, etc., than running back to the unit to use a laptop or having to wait until you get home. It's no more dangerous than using a credit card at a store or online, possibly even less. If the want you they will get you.
I DO NOT use my phone for online banking. That seems crazy to me.
If you don't use your phone, what do you do? Go into a bank?
โApr-09-2018 07:36 AM
โApr-08-2018 03:52 PM
pnichols wrote:Lantley wrote:
Yes and if the internet fails unless you have your money under the mattress you will be caught in the same dilemma as the rest of the world.
Nope .... what little bit we have relies on a part of the world still being around that most likely will not be in the path of radioactive fallout or nuclear powered cruise missiles. And we keep hard copies of just how much that part of the world owes us at any point in time.
Besides ... Mattress-Money could have no value if the Internet fails catastrophically. Only spring water and firewood trees and a backyard garden and plenty of solar panels will help then - along with a good old shortwave radio. ๐
โApr-08-2018 02:00 PM
2oldman wrote:
I worry about tires and bad roads, but that? Nah, I'll leave that to you.
โApr-08-2018 01:52 PM
Lantley wrote:
Yes and if the internet fails unless you have your money under the mattress you will be caught in the same dilemma as the rest of the world.
โApr-08-2018 12:38 PM
โApr-08-2018 11:17 AM
pnichols wrote:Crowe wrote:
What are you going to do when everyone stops accepting checks? A lot of places not longer take them. I don't have the time nor energy to write out checks, put them in the mail and hope the PO doesn't lose them. The only time I've ever had my identity stolen was off of a check years ago. Have I been hacked-yes, multiple times but I KNOW I've been hacked immediately-I monitor all my accounts online daily. I don't have to wait for a paper statement to come. Many banks also will not send out a paper statement any more. Each to their own but my time and convenience are far more valuable than worrying about the risk.
And .... what are you and millions of others who rely too much on "paperless" going to do when the Internet goes down for weeks and/or months in a large area where you/they happen to live?
Study up (some of the info is classified, however) on exactly what's going on within the guts of our wonderful Internet system. It might seriously scare you from an "ultimate reliability" point of view.
Or course I use the Internet (with a very complex password and with dual source verification) for our financial life ... BUT I still have all account information in hardcopy form for backup. IMHO - the Internet WILL FAIL someday - and in a big way. May God help us all when that happens.
โApr-08-2018 10:14 AM
pnichols wrote:I worry about tires and bad roads, but that? Nah, I'll leave that to you.
IMHO - the Internet WILL FAIL someday - and in a big way. May God help us all when that happens.
โApr-08-2018 09:33 AM
Crowe wrote:
What are you going to do when everyone stops accepting checks? A lot of places not longer take them. I don't have the time nor energy to write out checks, put them in the mail and hope the PO doesn't lose them. The only time I've ever had my identity stolen was off of a check years ago. Have I been hacked-yes, multiple times but I KNOW I've been hacked immediately-I monitor all my accounts online daily. I don't have to wait for a paper statement to come. Many banks also will not send out a paper statement any more. Each to their own but my time and convenience are far more valuable than worrying about the risk.
โApr-07-2018 08:33 AM
drsteve wrote:Ralph Cramden wrote:
Visa's Zero Liability* Policy is our guarantee that you won't be held responsible for unauthorized charges made with your account or account information. You're protected if your Visa credit or debit card is lost, stolen or fraudulently used, online or offline.
Sure, they will fix it... eventually. I didn't mean to imply that you'll be SOL if someone drains your bank account, but until the bank gets it straightened out, you will not have use of your funds. With a credit card, all you're looking at is a temporarily bigger number on your monthly statement.
โApr-07-2018 07:01 AM
Crowe wrote:
ou all need to find a better bank to do business with. My wife's balance was whacked from 4500+ to 0 one morning with fraudulent charges made at an Apple store in Philly, we live near Pittsburgh. She discovered it early morning on the way to work at 5 AM. Called the bank when they opened. Stopped in at 3:30 PM, had her funds restored and a new card on the way in the mail at 3:35.
They ABSOLUTELY need to find a better bank. Have had a similar situation as above with a similar outcome.
99% of the time Credit Cards work for everything. If I want cash, which is not often, I'll cash a check to keep a few extra bucks with me. As I have mentioned before, I have never had an ATM card (they keep asking when I go cash a check, LOL).
What are you going to do when everyone stops accepting checks? A lot of places not longer take them. I don't have the time nor energy to write out checks, put them in the mail and hope the PO doesn't lose them. The only time I've ever had my identity stolen was off of a check years ago. Have I been hacked-yes, multiple times but I KNOW I've been hacked immediately-I monitor all my accounts online daily. I don't have to wait for a paper statement to come. Many banks also will not send out a paper statement any more. Each to their own but my time and convenience are far more valuable than worrying about the risk.
โApr-07-2018 04:52 AM
โApr-06-2018 02:09 PM
toedtoes wrote:I get checks occasionally and deposit a picture of them over the air. It's very cool, and a whole lot faster and safer than the US mail.
Oh, last month, I went to the bank for the first time in over a year - used the drive up ATM to deposit a check.