Blew out back RH window with my camper tonight,,,, Confused

[omextreme]

So I managed to hit the truck with the camper tonight on the passenger side and blow out the window and dent the cab but I am confused.

I am running a non slider hitch, The Anderson setup on a short bed. I know I really should have a slider but I went with the Anderson to save weight.

Here is the confusion... When i first tested the setup I was able to turn to the left on flat ground rolling forward to just shy of 90 deg...

I hit the cab tonight during a right turn moving forward not much past 75 deg on totally flat ground.

I never tested a hard right turn I just assumed that since a left turn didnt hit, the right wouldn't either...

What am i missing? Why did i hit on the right turn?

Moderator edit to re-size picture to forum recommended limit of 640px maximum width.

[Dave_H_M]

omextreme wrote:
Spoke with my insurance company, USAA and 1 agent said it would be a non fault comprehensive claim @ $250 Deductible. When I actually opened the claim the agent assigned said it is actually a collision claim "at fault" @ $1000 deductible potentially impacting my rates.

Does anyone have any experience with this?

I have had USAA for over 40 years.

One dark foggy and stormy night I topped a hill out here in he sticks and the top of a fallen tree was laying across the road. Visibility was crapola.

Anyhow, I turned it in and it was colision.

So if i had told them that I was driving down the road and a d**n tree fell on me cus of the storm it would have been comprehensive. :S

So I learned something, but doubt if I will get the chance to do it different. at least I hope i don't.

[Learjet]

what about the trailer? did it crack the cap?

[Cummins12V98]

omextreme wrote:
Spoke with my insurance company, USAA and 1 agent said it would be a non fault comprehensive claim @ $250 Deductible. When I actually opened the claim the agent assigned said it is actually a collision claim "at fault" @ $1000 deductible potentially impacting my rates.

Does anyone have any experience with this?

You were "moving" so it will go against your record now. Sorry your Agent is an A-HOLE!

If you told them you pitched a pc of wood into the bed of your truck and missed it would fall under the Comprehensive portion.

[Dayle1]

omextreme wrote:

Me Again wrote:

omextreme wrote:
Spoke with my insurance company, USAA and 1 agent said it would be a non fault comprehensive claim @ $250 Deductible. When I actually opened the claim the agent assigned said it is actually a collision claim "at fault" @ $1000 deductible potentially impacting my rates.

Does anyone have any experience with this?

Ask them who you had the collision with? Chris

First claim agent said it was like if a load of lumber had shifted and caused damage= comprehensive

Assigned agent said truck was moving sit makes it a collision..

Yep, like if you backed out of the garage and hit your other vehicle parked in the driveway.

[omextreme]

Me Again wrote:

omextreme wrote:
Spoke with my insurance company, USAA and 1 agent said it would be a non fault comprehensive claim @ $250 Deductible. When I actually opened the claim the agent assigned said it is actually a collision claim "at fault" @ $1000 deductible potentially impacting my rates.

Does anyone have any experience with this?

Ask them who you had the collision with? Chris

First claim agent said it was like if a load of lumber had shifted and caused damage= comprehensive

Assigned agent said truck was moving sit makes it a collision..

[Me_Again]

omextreme wrote:
Spoke with my insurance company, USAA and 1 agent said it would be a non fault comprehensive claim @ $250 Deductible. When I actually opened the claim the agent assigned said it is actually a collision claim "at fault" @ $1000 deductible potentially impacting my rates.

Does anyone have any experience with this?

Ask them who you had the collision with? Chris

[Me_Again]

omextreme, did you see this in the other hitch thread.

[omextreme]

Spoke with my insurance company, USAA and 1 agent said it would be a non fault comprehensive claim @ $250 Deductible. When I actually opened the claim the agent assigned said it is actually a collision claim "at fault" @ $1000 deductible potentially impacting my rates.

Does anyone have any experience with this?

[IdaD]

NC Hauler wrote:

IdaD wrote:

RustyJC wrote:

IdaD wrote:
Yeah, a 5 link coil setup and a swaybar vs leaf springs. That's it. The axles, frame, brakes, drive train, tires and everything else on the truck is the same as 3500.

According to cumminsforum, in 2013 the Ram 3500 received a new 50KSI frame and all new 3 link front and rear leaf suspension, while the 2500 kept the old 30KSI frame with 5 link front and coil rear suspension.

Rusty

The 2014 2500 got the new 3500 frame and updated suspensions.

2500 2014 didn't get same rear suspension as the 3500,

As indicated ^^ up there in an earlier post of mine.

[Cummins12V98]

NC Hauler wrote:

IdaD wrote:

RustyJC wrote:

IdaD wrote:
Yeah, a 5 link coil setup and a swaybar vs leaf springs. That's it. The axles, frame, brakes, drive train, tires and everything else on the truck is the same as 3500.

According to cumminsforum, in 2013 the Ram 3500 received a new 50KSI frame and all new 3 link front and rear leaf suspension, while the 2500 kept the old 30KSI frame with 5 link front and coil rear suspension.

Rusty

The 2014 2500 got the new 3500 frame and updated suspensions.

2500 2014 didn't get same rear suspension as the 3500,

Nor the Bad Azz rear air ride. :B

[NC_Hauler]

IdaD wrote:

RustyJC wrote:

IdaD wrote:
Yeah, a 5 link coil setup and a swaybar vs leaf springs. That's it. The axles, frame, brakes, drive train, tires and everything else on the truck is the same as 3500.

According to cumminsforum, in 2013 the Ram 3500 received a new 50KSI frame and all new 3 link front and rear leaf suspension, while the 2500 kept the old 30KSI frame with 5 link front and coil rear suspension.

Rusty

The 2014 2500 got the new 3500 frame and updated suspensions.

2500 2014 didn't get same rear suspension as the 3500,

[IdaD]

RustyJC wrote:

IdaD wrote:
Yeah, a 5 link coil setup and a swaybar vs leaf springs. That's it. The axles, frame, brakes, drive train, tires and everything else on the truck is the same as 3500.

According to cumminsforum, in 2013 the Ram 3500 received a new 50KSI frame and all new 3 link front and rear leaf suspension, while the 2500 kept the old 30KSI frame with 5 link front and coil rear suspension.

Rusty

The 2014 2500 got the new 3500 frame and updated suspensions.

[Cummins12V98]

transamz9 wrote:

IdaD wrote:

omextreme wrote:

The Anderson has a couple of adjustments. One is how you orient the hitch itself (can be forward or aft of the gooseneck), and the other is how you orient that kingpin adapter. I believe in total you have about 8" of potential offset between the two of them.

Yes the anderson can be set further back, But sadly Like so many others I failed to research the Cargo Capacity side of things when I Bought the 2500. I was trying to keep the pin centered or slightly ahead of the rear axle since I am so close to max capacity...

The rear springs on your truck are literally the only thing different from a SRW 3500, and they can handle a 3000+ lb load without issue (the 6.4 version of your truck weighs about the same empty at the rear axle but has a payload rating of around 3300 lbs if I'm not mistaken.)

Anyway, in the future I'd pay more attention to your 6500 lb RAWR and flip that Anderson around to give yourself an extra margin of error. I'm glad you brought this up though as it might explain why this accident occurred.

There is literally only about 200# difference between the forward and rearward positions. I don't think he would even notice the difference. I have the hit in my 2500 mounted 6" behind the axle and everything handles and drives great.

I admit I used to the sky is falling type of guy if you did not keep your Kingpin 2" forward of rear axle center. I still feel the same on lighter trucks but with the HEAVY Cummins up front for example taking 100# or so off the front axle will not matter much.

[transamz9]

omextreme wrote:
If the weight difference is only #200-#300 lbs between forward and rear positions then I need to try the rearward position before I drop money on the slider... Just to see.

Yes, yo. Need to try it before switching hitches. I'll bet you won't tell the difference.

[Me_Again]

In 2014 the 2500 got the new frame I believe. Chris