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RV Insurance

davonelson
Explorer
Explorer
Who is my best option for securing insurance for my well kept 2006 Sunnybrook 36BWKS 5th Wheel?
8 REPLIES 8

SusanDallas
Explorer
Explorer
Ditto
I switched from State Farm because my rates increased every year. I switched to Safeco and cut my rates almost in half. I have been with them for 3 years now and every year my rates have increased. Time for another change.

fitznj
Explorer
Explorer
I hate how insuance companies all seem to operate the same. Once you are a policyholder, they increase your rate every year at a pace higher than insurance rate inflation.

Does not apply to every Ins. Company; I've been with the same ins. company for 30? years. My rates are a lot lower than they were. Even
my home owners policy went down by %15 this year;

To the original OP question:
Ask you auto or home ins. company; My Camper is insured through my
auto/home company for < $200 per year.
Gerry

mtofell1
Explorer
Explorer
garyemunson wrote:
I hate how insuance companies all seem to operate the same. Once you are a policyholder, they increase your rate every year at a pace higher than insurance rate inflation. After about 3-4 years you will save money by getting quotes again and switching companies. 3-4 years later, repeat. AARP/Hartford had the best rates last time we switched and included RV towing at no additonal charge.


So true - I was with Farmer's for years and one day looked at my bill for 4 vehicles (some company, some personal) and just couldn't believe it. I called Progressive and Geico and they were both less than half for the same coverage.

schlep1967
Nomad
Nomad
If you are not interested in changing insurance companies "most of the time" your best option is to bundle it in with an insurance company you are already using.
In today's world of insurance you probably should get all of your documentation handy for everything you currently insure (home, auto, Rv, etc.) and start making calls to all of the major insurers. If you haven't done this in the last 5 years you may see a savings in the hundreds of dollars. It takes time and patience but it can be worth it.
2021 Chevy Silverado LTZ 3500 Diesel
2022 Montana Legacy 3931FB
Pull-Rite Super Glide 4500

garyemunson
Explorer
Explorer
I hate how insuance companies all seem to operate the same. Once you are a policyholder, they increase your rate every year at a pace higher than insurance rate inflation. After about 3-4 years you will save money by getting quotes again and switching companies. 3-4 years later, repeat. AARP/Hartford had the best rates last time we switched and included RV towing at no additonal charge.

azdryheat
Explorer
Explorer
My trailer is under my truck's policy.
2013 Chevy 3500HD CC dually
2014 Voltage 3600 toy hauler
2019 RZR 1000XP TRE

Johno02
Explorer
Explorer
talk to your home insurer.
Noel and Betty Johnson (and Harry)

2005 GulfStream Ultra Supreme, 1 Old grouch, 1 wonderful wife, and two silly poodles.

Lwiddis
Explorer II
Explorer II
National General. Check online.
Winnebago 2101DS TT & 2022 Chevy Silverado 1500 LTZ Z71, WindyNation 300 watt solar-Lossigy 200 AH Lithium battery. Prefer boondocking, USFS, COE, BLM, NPS, TVA, state camps. Bicyclist. 14 yr. Army -11B40 then 11A - (MOS 1542 & 1560) IOBC & IOAC grad