Medical Insurance for South Dakota Full Timers

[VintageCowboy]

We have been full timing for the last 5 years. Based with Americas Mailbox in Box Elder. My husband has Medicare but I'm only 54 so I'm looking for just a major medical plan for myself to cover us while traveling. Any ideas or perhaps you can direct me? Thanks in advance for any feedback!

[was_butnotnow]

Help here Health Insurance for RVers
This site has this topic covered in full.
BTW I'm not connected with it at all.
But since this site is endorsed by Escapees you know it is good.

[EsoxLucius]

Plus it was not available under the exchange, hence those eligible for a subsidy couldn't use it. Many under 65 full timers rely on the ACA subsidy to even be able to retire early.

[TechWriter]

Your info is old. Wellmark is eliminating all ACA plans from SD.

See Wellmark changes.

[Old-Biscuit]

Looks like there MIGHT be changes for SD Medical Options

Major Medical Health Insurance for RV’ers and others with a mobile lifestyle is now available in South Dakota! Wellmark Blue Cross & Blue Shield offers health insurance to those under age 65, who are not Medicare eligible, as long as they have a South Dakota address and a South Dakota driver’s license. Wellmark Blue Cross also offers Medicare supplements over 65 now.

DakotaPost partners with Dougherty Insurance. Contact Dougherty Insurance to discuss your options at 605-361-6318. Dougherty Associates has over 20 years experience in RV Insurance, Auto Home Insurance, Commercial and Health Care in Sioux Falls, SD. For additional information please see Dougherty Assoc | RV Ins | Auto Home Ins | Sioux Falls | Commercial Ins | SD or our Partnerships page at www.DakotaPost.net .

To contact Wellmark Blue Cross & Blue Shield directly please see https://www.wellmark.com/i-buy-my-own/how-to-enroll scroll to the bottom and chose “Find an agent”. Open enrollment starts November 1.

NOTE: DakotaPost is a SD Mailforwarding Service formally known as Alternative Resources in Sioux Falls

[TechWriter]

Nutinelse2do wrote:
Last I knew, SD was very unfriendly for Nationwide health insurance coverage.

SD does not offer any health insurance plans with nationwide networks. This is a deal breaker for full time RVers.

There are many states that currently offer health plans with nationwide provider networks, like BCBS PPO plans.

See Where the PPOs Are.

[Nutinelse2do]

Last I knew, SD was very unfriendly for Nationwide health insurance coverage.

I would suggest heading to the escapees forum for better info.