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Best Motorhome Insurance Recommended

Nomadac
Explorer
Explorer
Time to renewal my MH Insurance. Seems to go up every year yet the MH goes down in resale value. We have it insured for agreed value vs. book value in a total loss. We currently have zero deductibles with no claims for the past 5 years so this is also a factor to be considered.

I know if we switch to another company they probably will not use agreed value and we will lose or zero deductibles if we have a claim.

Any good recommendations? Who are you insured with and what has been your experience with them? Are your rates increasing yearly?
Arnie
2003 Travel Supreme MH
38KSO1 Cummins ISC 350HP
2004 Honda Pilot w/SMI Air Force One Brake Sys.
1963 Pontiac Grand Prix 20' Enclosed Car Trailer
19 REPLIES 19

lj2654
Explorer
Explorer
We have our DP, Suv, and pickup insured with Safeco(part of Liberty Mutual)
2001 Beaver Contessa Naples 40
2012 Cadillac Srx
retired AirForce 1979-1992

sdianel_-acct_c
Explorer
Explorer
National Interstate x2. We are also full timers.
Lonny & Diane
2004 Country Coach Allure 33' "Big Blue"
Towing 2008 Chev Colorado 4x4
Semper Fi

Executive45
Explorer III
Explorer III
If you're not a full timer, you have many choices. National Interstate is our insurer and we are happy with their pricing and their service. (1 claim). You might give them a call and compare. Ours is full timer insurance though.

As a question for you, though, why do you carry a zero deductible? I carry a $1000/ded, collision and a $100/comp. I have zero accidents so I don't see why I need to pay a high ded for that coverage. If you're accident prone then I could see a zero but it doesn't sound like you are so I would explore different deds and see what happens to your quotes....good luck...Dennis
We can do more than we think we can, but most do less than we think we do
Dennis and Debi Fourteen Years Full Timing
Monaco Executive M-45PBQ Quad Slide
525HP Cummins ISM 6 Spd Allison
2014 Chevrolet Equinox LTZ W/ ReadyBrute
CLICK HERE TO VIEW OUR TRAVEL BLOG

rgatijnet1
Explorer III
Explorer III
Get a quote from Auto-Owners Insurance. They are the least expensive and will write agreed upon value insurance on a motor home. Unlike others, they have not raised my rates every year. Click here

Two_Hands
Explorer
Explorer
We have been very happy with Progressive which we had on our fifth wheel and now have on our motorhome.
2015 Fleetwood Excursion 33D
2016 Grand Cherokee Limited
Retired Law Enforcement
U.S. Army 1965-1973/RVN 1968-'69


I am the frequent recipient of "Get out of the way old man!"