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Full timers MH ins

DC_MC
Explorer III
Explorer III
I haven't called Progressive yet, but wondered if anyone can tell me if a full timers policy also covers the toad. Or does a person have to file a separate claim under the Toad's policy?
2006 Mandalay 40E motorcoach
2017 Ram PU
2017 Harley Road King
Home base Yuma AZ
6 REPLIES 6

sfischer
Explorer
Explorer
Progressive does have full timer's insurance. We have the MH and the toad insured with them. Yes, the toad is on a separate policy.
GoneByRV Travel Blog

Currently:


2010 Tiffin Phaeton 40QTH Powerglide Chassis
Current Toad: 2012 Honda Fit Sport, M/T

Prior:


2004 Arctic Fox 29 5-E 5er
1994 Chev 2500HD, 7.4L, 4.10
1994 Jayco 3250RLR 5er
1992 Terry 27' TT
1991 Terry 19' TT

darsben
Explorer II
Explorer II
What you need is a GOOD INDEPENDENT insurance agent.
He can save you money and heartache.
Traveling with my best friend my wife!

Clay_L
Explorer
Explorer
Progressive did offer full timers insurance back in 2002 until at least 2005. We had their coverage until we moved from NH to SD in 2005 and switched to GMAC because they were cheaper. In both cases we had one policy with two sections - one for the coach and one for the toad.
Clay (WA5NMR), Lee (Wife), Katie & Kelli (cats) Salli (dog).

Fixed domicile after 1 year of snowbirding and eleven years Full Timing in a 2004 Winnebago Sightseer 35N, Workhorse chassis, Honda Accord toad

Executive45
Explorer III
Explorer III
I don't believe Progressive provides full timer insurance...at least they didn't several years ago..be sure you are getting what you think you are. That said, in answer to your question, the toad is a separate policy. We have National Insurance and have been very pleased with their cost and handling of claims...multi million dollar policy cost us just under $2k/yr with diminishing deductibles...YMMV.....Dennis
We can do more than we think we can, but most do less than we think we do
Dennis and Debi Fourteen Years Full Timing
Monaco Executive M-45PBQ Quad Slide
525HP Cummins ISM 6 Spd Allison
2014 Chevrolet Equinox LTZ W/ ReadyBrute
CLICK HERE TO VIEW OUR TRAVEL BLOG

past-MIdirector
Explorer
Explorer
Toad is separate and to protect you in case it comes lose you will need to carry full coverage.

2gypsies1
Explorer II
Explorer II
It does not cover the toad. Each is on a separate policy.
Full-Timed for 16 Years
.... Back in S&B Again
Traveled 8 yr in a 40' 2004 Newmar Dutch Star Motorhome
& 8 yr in a 33' Travel Supreme 5th Wheel