Jan-08-2016 10:41 AM
Jan-09-2016 03:14 PM
Jan-09-2016 09:46 AM
Jan-09-2016 04:46 AM
Jan-08-2016 09:11 PM
Old-Biscuit wrote:DrewE wrote:
Motor vehicle insurance policies include coverage for non-listed incidental drivers who are driving with the owner's permission. If you let a potential buyer to drive the vehicle, and you have insurance coverage, and the potential buyer is not explicitly listed as an excluded driver, then your insurance policy will usually cover them during the process. Of course, it's best to verify the details of your policy.
(This also applies to situations like sharing driving when traveling together with someone on a road trip or loaning a vehicle to a friend visiting for a few days.)
test drivers Insurance may cover damages...........to other property/vehicle but NOT the vehicle being driven.
Really depends on what coverage/policy one has.
Asking for/seeing/making a copy of test drivers Insurance is a good idea BUT it proves nothing.
Jan-08-2016 08:33 PM
DrewE wrote:Old-Biscuit wrote:
Except.......
Insurance covers specific vehicle NOT the driver .....unless driver is listed on policy for that specific vehicle
Some one takes a test drive..an accident occurs.
Owner of vehicle's insurance.....denies coverage. Driver was NOT listed as authorized driver
Driver's insurance......denies coverage. Insurance policy is for specific vehicle
:H
Motor vehicle insurance policies include coverage for non-listed incidental drivers who are driving with the owner's permission. If you let a potential buyer to drive the vehicle, and you have insurance coverage, and the potential buyer is not explicitly listed as an excluded driver, then your insurance policy will usually cover them during the process. Of course, it's best to verify the details of your policy.
(This also applies to situations like sharing driving when traveling together with someone on a road trip or loaning a vehicle to a friend visiting for a few days.)
Jan-08-2016 04:49 PM
Hiker_01 wrote:
When I did a test drive at a dealer, not only did they ask for a copy of my drivers license, they also made a copy of my current vehicle proof of insurance.
Jan-08-2016 03:08 PM
Old-Biscuit wrote:
Except.......
Insurance covers specific vehicle NOT the driver .....unless driver is listed on policy for that specific vehicle
Some one takes a test drive..an accident occurs.
Owner of vehicle's insurance.....denies coverage. Driver was NOT listed as authorized driver
Driver's insurance......denies coverage. Insurance policy is for specific vehicle
:H
Jan-08-2016 01:30 PM
Jan-08-2016 01:04 PM
GordonThree wrote:
I thought Class C were based on a heavy duty van / truck chassis, is there something special to driving one?
Jan-08-2016 01:01 PM
Hiker_01 wrote:Old-Biscuit wrote:
Ask for their Drivers License.......make a copy of it.
Then get in passengers seat and go for a ride.
IF at any time you feel uncomfortable ask that they pull over and swap seats...ride over.
When I did a test drive at a dealer, not only did they ask for a copy of my drivers license, they also made a copy of my current vehicle proof of insurance. I realize it would be a hairy legal issue as to who is really at fault and who pays what, but if you have a copy of their insurance card ahead of time, you won't have to fight to get it after wards, and you can let the insurance companies do the arguing.
Jan-08-2016 12:17 PM
Old-Biscuit wrote:
Ask for their Drivers License.......make a copy of it.
Then get in passengers seat and go for a ride.
IF at any time you feel uncomfortable ask that they pull over and swap seats...ride over.
Jan-08-2016 12:14 PM
Jan-08-2016 11:57 AM
Jan-08-2016 11:44 AM