Gets-you-home insurance?

[Naio]

Do you have insurance that will get your family and/or rig home in case of emergency? Good Sam, or something else? What is the coverage, and what is the cost?

Have you ever had to use the insurance? Were you happy with the service?

I'm asking for myself, and because the issue came up in another thread so others might be wondering, too. It seems like it would be good to have one thread that lists all the choices people have found.

[thestoloffs]

It seems like people are conflating several different types of insurance coverage.

Some plans will drive your vehicles home if your family doesn't have a skilled driver remaining; others will not. Some will provide air fare &/or hotel coverage for family members to be at bedside, if appropriate.

Some will cover air ambulance costs to take you from the accident scene to the closest hospital or clinic; some will cover it to the closest trauma center; and some will cover it all the way to your local trauma center or rehab facility near your home.

It's all a matter of reading the policy terms VERY CAREFULLY before signing on the bottom line -- long before you need to use it!

[wa8yxm]

MASA Now when I bought it it was a single payment for life. IT did pay for my Gas bringing my wife's ashes home from South Carolina.

[Naio]

It sounds like Edd505's saying that coachnet is both, bundled together. Is that correct?

[navigator2346]

Edd505 wrote:
Coachnet, one of the reasons I have them, they will get wife & RV home if needed. The plus is their road side assistance is top notch. 1st question has always been are you safely off the road. Major break down a few years back, tow truck for TV & 1 ton dully for the 5W. Sign the bill, asked driver what the cost was and was told $900 plus. They put the 5W in an RV park, and TV to the repair shop. Apologized for the time it took as the closest could handle the call was over an hour away from me. Took about 1.5-2.0 hrs before they where on scene.

You are refering to a towing service for your vehicles.

The OP was talking about emergency evacuation if you are incapicated

[Edd505]

Coachnet, one of the reasons I have them, they will get wife & RV home if needed. The plus is their road side assistance is top notch. 1st question has always been are you safely off the road. Major break down a few years back, tow truck for TV & 1 ton dully for the 5W. Sign the bill, asked driver what the cost was and was told $900 plus. They put the 5W in an RV park, and TV to the repair shop. Apologized for the time it took as the closest could handle the call was over an hour away from me. Took about 1.5-2.0 hrs before they where on scene.

[Naio]

Thank you for the heads up, WatsnJa89!

I ended up going with the FMCA. And I ended up having to use it, this spring. I put in my claim in March, and haven't been refunded for my expenses yet. But they are still communicating by email. They said they are just extremely swamped because of covid.

I'll try to update here if anything ever happens.

[WatsnJa89]

Naio wrote:
Do you have insurance that will get your family and/or rig home in case of emergency? Good Sam, or something else? What is the coverage, and what is the cost?

Have you ever had to use the insurance? Were you happy with the service?

I'm asking for myself, and because the issue came up in another thread so others might be wondering, too. It seems like it would be good to have one thread that lists all the choices people have found.

Hey, buddy. I purchased home insurance from Geico so that to protect my house from natural disasters, vandals, and other things like that, which can damage my house. I had never ever had home insurance before and I tried to collect the information about companies with a good reputation and after that to decide what to do. Therefore, I started using the Internet. I made my decision after using Money Expert: https://www.moneyexpert.com/home-insurance/ This is the site that helps you to find a suitable variant for you according to your property, family, and location.

[golf_bears]

2gypsies,

Just got done talking to the SkyMed folks relative to your statement. Perhaps you should call them to clarify your statement.

I know we had lenghtly discussion with them when we purchased our plan. After reading your staement I'm glad I called to make sure I understood exactly what we had purchased. Your statement is not quite correct. Perhaps it has to do with the level of policy one purchases.

[pnichols]

Naio,

In addition to Coach-Net ERS, we've considered this for medical emergencies and may eventually buy their device and service (not too expensive) for camping off the beaten path and when cell phones won't connect:

https://www.findmespot.com/en/index.php?cid=130

Here's another one to consider:

http://www.alwaysinreach.com.au/product-info/10-product/45-product-info-3

[2gypsies1]

Read the fine print on these plans. They are for EMERGENCIES AND DEATH. They are not going to come and drive your RV from A to B because you have a kidney stone, sprained ankle, etc. and your better half won't drive your RV to the nearest medical facility or doesn't know how to disconnect so she can drive you in the truck or car.

I think what the OP (Naio) is referring to is another post on this forum about both parties being able to drive the RV and do the hookups, if needed. This, I highly recommend.

[Michelle_S]

We've had SkyMed for four years, haven't needed to use them yet. Will renew next Jan for another 5 years.

[kalynzoo]

FMCA includes emergency evacuation in their membership.

[golf_bears]

We have SkyMed. We travel 8-9 months out of a year. We have a 40' 5th wheel. Wife does not drive the truck when RV is attached, so this policy is important to us. Look them up on the web.

https://www.skymed.com

[4aSong]

We did some checking a few years back and the best we found with more to offer at a more reasonable cost was with;

Coach Net

which offered

Assist Amerrica

which was superior coverage what Good Sam and AAA offered at a more reasonable cost and coverage area.