LOFAT36 wrote:
Thanks, but we're usually south for 4-5 months.
I don't know where you are based, your profile is blank, but if you're in a Province with a time limit on your absense from the Province, like Ontario, Alberta and BC the new agreement with the US whereby the US tells Canada when you've entered the US might lead to a nasty health care surprise.
For instance, if the Ontario government finds out you've been out of the Province for more than 120 days a year, outside of certain exemptions, temporary work assignment, etc, your health coverage is cut off. Read the fine print on the secondary private health coverage, it requires you keep your Provincial health coverage in place. If not, your premiums go through the roof.