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Looking for info on Insurance

haste_maker
Explorer II
Explorer II
What is the best trouble free RV insurance to check into? Mine is coming up for renewal & I want to shop around before I buy...
Retried Teamster
2007 Allergo
12 REPLIES 12

fill
Explorer
Explorer
In RVโ€™ing the name of the game is TRAVEL!

Now that the Canadian border is opening up just remember the Canadian Govโ€™t has higher insurance coverage requirements. Make sure your US Insurance company will give you a โ€œCanada Non-Resident Inter-Province Motor Vehicle Liability Insurance Cardโ€. It says that you US carrier will cover the increased limits, and is good for one year. Should be little or no charge, anyway Markel just dropped mine in the mail.

My RV is a motorcycle pulling a camping trailer. The deer didnโ€™t see me in time so he just TRIED to jump over me. No I didnโ€™t go down.

According to RCMP โ€˜We have so many deer accidents up here (Alberta; Trans-Canada 3) we donโ€™t even make out a report unless thereโ€™s human injury.


Fill
โ€™08 GL 1800
Pulling a โ€™80 Eagle 1 Trailer or โ€™12 Roll A Home (wide bed, brakes)
GWRRA

p220sigman
Explorer
Explorer
We've had Progressive via USAA for 10 years or so. We haven't had any claims so I can't speak to how well the claim process would go, but our rates have remained the mostly the same with very small increases and decreases. It actually went down about $10 this past renewal.

Sandia_Man
Explorer II
Explorer II
Have had USAA for over 30 years covering our homes, all cars, trucks, vans, and towable (TTs & 5ers) RVs. Our current RV is a Class A and when we called USAA for coverage they transferred us to Progressive. Thus far Progressive has responded very well to service requests and prices are very competitive too boot. Heard they jack prices up after a few years, just received our insurance bill for our second year of coverage and it up a about 70$, we did add towing for $5 more monthly.

Cummins12V98
Explorer III
Explorer III
"By having multiple policies under one company, you get better discounts and the local agent is more likely to go to bat for you if they stand to lose multiple policies."

True story! American Family smoked Farmers in overall cost. They have been great to deal with overall.
2015 RAM LongHorn 3500 Dually CrewCab 4X4 CUMMINS/AISIN RearAir 385HP/865TQ 4:10's
37,800# GCVWR "Towing Beast"

"HeavyWeight" B&W RVK3600

2016 MobileSuites 39TKSB3 highly "Elited" In the stable

2007.5 Mobile Suites 36 SB3 29,000# Combined SOLD

valhalla360
Nomad III
Nomad III
JimK-NY wrote:
I would agree with the recommendation to stick with the same company you use for home and auto. Coordinate the coverage. If you are not happy with the costs, coverage or service then start over with all your policies.


This ^

If you aren't happy with your home/auto insurance, you probably need to change them all.

By having multiple policies under one company, you get better discounts and the local agent is more likely to go to bat for you if they stand to lose multiple policies.
Tammy & Mike
Ford F250 V10
2021 Gray Wolf
Gemini Catamaran 34'
Full Time spliting time between boat and RV

ferndaleflyer
Explorer III
Explorer III
I have had progressive for about 10 years. Seems reasonable and the 2 claims I have had went fine.

JimK-NY
Explorer II
Explorer II
I would agree with the recommendation to stick with the same company you use for home and auto. Coordinate the coverage. If you are not happy with the costs, coverage or service then start over with all your policies.

wanderingbob
Explorer II
Explorer II
Good Sam for 25 years , switched when I could not not get through their phone system . You can spend weeks trying to talk to a human .

NamMedevac_70
Explorer II
Explorer II
If you are former military then USAA of San Antonio provides insurance service for autos, trucks and RVs at very competitive prices. I have been insured with them since 1970 for trucks and travel trailer with no problems and their telephone help line is great with good english speaking reps you can understand. Always been fast polite service.

Cummins12V98
Explorer III
Explorer III
Same as your auto/home insurance.
2015 RAM LongHorn 3500 Dually CrewCab 4X4 CUMMINS/AISIN RearAir 385HP/865TQ 4:10's
37,800# GCVWR "Towing Beast"

"HeavyWeight" B&W RVK3600

2016 MobileSuites 39TKSB3 highly "Elited" In the stable

2007.5 Mobile Suites 36 SB3 29,000# Combined SOLD

rk911
Explorer
Explorer
State Farm. Not sure what you mean by 'trouble free' but we've had a claim or two ofer the years with no hassles.
Rich
Ham Radio, Sport Pilot, Retired 9-1-1 Call Center Administrator
_________________________________
2016 Itasca Suncruiser 38Q
'46 Willys CJ2A
'23 Jeep Wrangler JL
'10 Jeep Liberty KK

& MaggieThe Wonder Beagle

Ranger_Smith
Explorer
Explorer
We have National General through FMCA . . . Hard to beat their price.
Where we are now

Amateur Radio Operator WW1SS . . . Flex 6500 PGXL and TGXL
Steve and Joy
2014 Itasca Suncruiser 38Q . . . 2016 Lincoln MKX
The Doodles, Abbie & Abel
Baby and Kissie the Chihuahuas and Lucy the Biewere Yorkie