The subscription fee is not the only indicator of quality. I can't speak for FMCA, but in the years we've had Platinum GSRA with 3 tows and help while on the road locating a tire shop, I have to give them a AAAAA+ rating.
2011 Bighorn 3055RL, 2011 F350 DRW 6.7L 4x4 Diesel Lariat and Hensley TrailerSaver BD3, 1992 Jeep ZJ and 1978 Coleman Concord Pop-Up for remote camping
Dave & Renee plus (Champ, Molly, Paris, Missy, and Maggie in spirit), Mica, Mabel, and Melton