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Extended warranties are they worth the cost

Jcgorrie
Explorer
Explorer
Yes another question and I know the dealership will try and sell. Basic warranty is for 1 yr. is it worth the money and what is a reasonable charge. Thanks
23 REPLIES 23

Bmach
Explorer II
Explorer II
Another thing to remember is that your major appliances come with a two year parts and labor and then another year just parts.

drae0814
Explorer
Explorer
EW not for me on my third TT now when they need that much work done its time to go they tried to sell me one on my 2003 TT three years ago so lets take a look 1800 down plus $250 deductible every time i use the EW My microwave just started acting up i can buy a new one and still be ahead of the game.
enjoy life while you can:D

05 Dodge HEMI Quad Cab
2011 Dutchmen Colorado 5th wheel 37 ft

MitchF150
Explorer III
Explorer III
prier5 wrote:
We bought a used 2006 keystone couger and paid $1,800 for a 3 year extended warranty. Frig want out $800, heater motor $600, sink cracked $350, gray tank cracked $1200, broken shackle $250. Currently in for leaking shower and outside shower not working both covered by the warranty. My recommendation is buying your trailer from a dealer that has been in business for a long time and take a close look at their shop, is it full, with rvs waiting in line for repairs. People are going there for a reason. I would not be without an extended warranty and glad very glad I had one.


Wow... That's a lot of major failures in a trailer for sure... Not the norm by any means.. The EW sure paid off for you in your case, but it still must have been a major hassle to deal with all those failures no matter who paid for them..

Hope you have better luck with the rig from now on!

Mitch
2013 F150 XLT 4x4 SuperCab Max Tow Egoboost 3.73 gears #7700 GVWR #1920 payload. 2019 Rockwood Mini Lite 2511S.

wmoses
Explorer
Explorer
Jcgorrie wrote:
Yes another question and I know the dealership will try and sell. Basic warranty is for 1 yr. is it worth the money and what is a reasonable charge. Thanks

Their worth varies from person to person, so this question has no one answer. Besides, people often try to justify their decision either way.

I buy extended warranties on all my vehicles and RVs and have never had to use it on any RV so far. I have used it on my Audi and after 2.5 visits the premium was paid. Subsequent visits were gravy. The piece of mind is usually worth the cost for those who get it - me included.

That said, be sure of what you are buying (read the fine print) and buy the product with the best reviews which quite often is not the cheapest.
Regards,
Wayne
2014 Flagstaff Super Lite 27RLWS Emerald Ed. | Equal-i-zer 1200/12,000 4-point WDH
2010 GMC Sierra 1500 SLE 5.3L 6-speed auto | K&N Filter | Hypertech Max Energy tune | Prodigy P3
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ADK_Camper
Explorer
Explorer
I subscribe to a "leading consumer" magazine which consistently recommends AGAINST any extended warrenty. Generally speaking insurance is to protect one from a catastrophic loss. Most anything that might require repair on a travel trailer would not rise to the level of catastrophic loss. If you carry insurance on your travel trailer for fire, theft, collision etc. you already have a kind of catastrophic coverage since these types of perils may actually destroy the whole camper. Also ordinary homeowners insurance already covers many of the perils that might rise to the level of catastrophic loss. An occasional repair (even a very expensive repair) is likely to cost no more and probably less than than an extended warranty.

Mr_Beebo
Explorer
Explorer
How handy are you with repairs? Personally, I would not buy one. I would put the money into a savings account and use it as it was needed (self insured). At the end of the "warranty period" see what you have left and buy something nice for yourself instead of the dealership.
2010 Rockwood Roo 23SS
2009 Silverado 2500 6.0

prier5
Explorer
Explorer
We bought a used 2006 keystone couger and paid $1,800 for a 3 year extended warranty. Frig want out $800, heater motor $600, sink cracked $350, gray tank cracked $1200, broken shackle $250. Currently in for leaking shower and outside shower not working both covered by the warranty. My recommendation is buying your trailer from a dealer that has been in business for a long time and take a close look at their shop, is it full, with rvs waiting in line for repairs. People are going there for a reason. I would not be without an extended warranty and glad very glad I had one.

myredracer
Explorer II
Explorer II
NO, NO, NO!

Firstly, you could just go buy a Jayco or KZ which both have 2 year warranties. Well worth the piece of mind built into the purchase price. Secondly, research on the internet until you are sick of it in order to try and determine which brands/models are better quality. Not an easy task though. Don't impulse shop at an RV show. If I were to do it over and had some extra cash laying around, I'd be looking closely at an Outdoors RV Winder River model. Great quality, design features and options. Way ahead of most of the others. Stay away from ultra-lite units if you can. "Ultra-lite" by definition means lesser overall quality and durability in order to save weight. But just because it says "ultra-lite" doesn't actually mean it's way lighter. It sure can be confusing when trying to compare apples to apples and even apples to oranges....

Between DW and myself, one is a CMA (accountant) and one an engineer with MBA. When we bought our new TT earlier this year, we looked long and hard at the extended plan that was offered to us. We spent many hours doing our due diligence by reading anything we could find on the internet. In the end, we decided against the extended plan. This was some of our reasoning:

I don't know about your particular make, but I have read all too often about owners that have problems while still under warranty and they get refused coverage anyway. Trailer Life mag. always has stories on this. If you fight hard and/or take the right approach, sometimes you will finally get covered but sometimes not. For example, if you get end up with frame cracks or damage, they will try and blame it on you when in fact it's substandard design.

If you have a 2 year factory warranty, then 2 years is plenty of time to deal with the "usual" things that typically happen. Even within one year it can be okay, especially if you stay on top of things and keep looking for things that break, fail or don't seem right. Even if you can't get it in before the end of 12 months, if you can notify them in writing, you should get covered. For example, it took us over a year to get faulty brakes fixed on our last TT but because we had started the complaint process before the end of 12 months, they paid for the repair. (Brakes were faulty when they left the factory)

After the expiry of your initial warranty period, things that go wrong hopefully will be of a smaller nature and not too costly to repair. If you are handy, it may not be worth the aggravation of having to go to a shop and it's easier to just fix it yourself.

Despite what you may be told or think to yourself, you may simply not have your brand spankin' new unit as long as you think. If it's your first one, it's part of the learning curve. After a year or two, you may be at an RV show and see a nicer longer and fancier TT that you just hafta have. Ex. - it happened to us at the beginning of this year after owning our last one (and first) 20' TT for only a year. We swore up and down it was all we ever needed. This happens a lot...

In the first few years, your TT value plummets. If and when you go to sell it or trade it in, dealers and others will go by the blue book value. Won't matter what mods or upgrades it has or what extended warranty goes with it. It's shocking how much value they can lose. That extended warranty that gave you piece of mind at first could really be a loss in the end...

You need to read the fine print in those warranty plans. If you look at things really closely, you may very well find that things that don't usually break are covered and the expensive things that can or do like fridges, AC units, TVs, furnaces, etc. are not covered or are very restrictive.

When we were reading on forums what others said about the extended warranties, it seemed like a significant majority were saying don't spend the money. I'm very handy with building and repairing things so am not afraid to tackle most things and can't see paying the extra on a warranty for someone else to do it.

The plan that we were offered was a generic RV one plus it included a number of things that we didn't even have in our TT. We would therefore having been paying for things that we didn't even have. Not great right there...

If you do get the extended warranty, sometimes you also need to consider what the dealer's service quality is like. With some, it can take many, many weeks to fix things. They give you an appt. to have it looked at (could be 1-2 weeks). They ask you to leave it there. Then they wait for authorization for repair (could be another 1-2 weeks). Next they order parts and wait to arrive. Easily couple of weeks sometimes. Then they schedule your work into their "busy" schedule which can be another couple of weeks. Overall, it can be between 1-2 months. BTDT. You have to ask yourself, is it really worth having your unit sidelined that long, especially if in the camping season? I'd rather fix it myself and be done with it or maybe go to an independent shop (depending on cost).

There's also the question of how well the factory/plant supports warranty issues. Some are really bad and sometimes you get passed off to a 3rd party like Lippert even though you have no direct contractual relationship with them. I'd be checking brand/model-specific forums for info. on this.

Learn what problems and maintenance things you need to look out for in the first year. If you aren't comfortable with checking your unit thoroughly, take it to an independent shop and pay for an inspection before the 12 month warranty period expires. On our current TT, we found out just weeks after we bought it that all the plastic spring bushings were shot. Just the 2,000+ mile delivery trip from the plant to the west coast was enough to wear them out. We only found this out because we took it to a frame shop for inspection several weeks after we took possession of the trailer. And we only took it to a frame shop after an independent repair/parts shop I took it to (just one day after we got it) for some LP fittings under the TT noticed something wasn't right with the suspension. If you start discovering problems like this 13 months after your purchase, you will be SOL. So don't wait for things to break, check everything out thoroughly before the end of 12 months. That will go a long way to not needing the extended warranty plan.

If you have lots of spare money floating around, go for it. I'd rather keep the money and spend it on some nice RV goodies instead.
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Jcgorrie
Explorer
Explorer
Thanks all of you for the great advice.

5thwheeleroldma
Explorer
Explorer
We don't buy extended warranties. They must be a good deal for the companies, or they wouldn't all be pushing them so much. Plus, if you have a problem, lots of luck in getting them to honor the warranties. Bet you would find exceptions galore!

wrenchbender
Explorer
Explorer
For a TT its a waste of money.

IndyCamp
Explorer
Explorer
Don't know which brands you are looking at, but Forest River offers a second year of warranty coverage for $150 on their towables. I think you have to file and pay within 10 days of purchase or something. It covers the same stuff as the original one year warranty so it's definitely worth the $150. I don't know why they don't just ditch the minimal fee and just start including it.

Jayco is a standard two year warranty.

I wouldn't pay for any more coverage than that on a travel trailer.
2018 Grand Design Reflection 315RLTS
2014 RAM 2500 6.4L HEMI

coolbreeze01
Explorer
Explorer
Buy a trailer that comes with a 2-year warranty. Good luck.
2008 Ram 3500 With a Really Strong Tractor Motor...........
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fla-gypsy
Explorer
Explorer
On a very rare occasion
This member is not responsible for opinions that are inaccurate due to faulty information provided by the original poster. Use them at your own discretion.

09 SuperDuty Crew Cab 6.8L/4.10(The Black Pearl)
06 Keystone Hornet 29 RLS/(The Cracker Cabana)