Nov-23-2018 01:47 PM
Nov-26-2018 01:06 PM
SoundGuy wrote:
Clearly you didn't read my post either (big surprise :R ) - as I already said I too don't carry any additional insurance not required by law on toys with a nominal value of just $5000 or less. Anytime my trailer is hitched to my truck it's covered for liability under the truck's insurance policy anyway. What you choose to do to make you comfortable is up to you, what I and others choose to do is up to us and no amount of cheap forum snarking on your part will change that. 😉
Nov-26-2018 01:01 PM
Jay Coe wrote:
Nothing else to lose. Pretty much judgement proof. Disability can't be touched, no savings or investments. The toys are it. And why would I hit anybody? I know how to drive both, quite well.
Nov-26-2018 12:23 PM
Nov-26-2018 11:56 AM
rollindowntheroad wrote:
Please let me make it clear that I did not buy the Grand Cherokee in order to towing something. My previous vehicle I couldn't tow anything with. If my intent was to actually tow an RV I would have purchased the correct vehicle to tow what I want. I actually purchased the Grand Cherokee because it can be towed behind a motor home 4 down.
Nov-26-2018 09:10 AM
Nov-26-2018 05:53 AM
rollindowntheroad wrote:
Seems the conversation has gotten off track from my original post. If any one wants to discuss insurance on toys, or pop-up verses travel trailer please start a new thread.
Wow, this doesn’t hardly ever happen here. LOL.
I do want to thank all those who have responded. At this time I don't think I am going to be getting anything. Taking ALL things into consideration it just doesn't seem like I am going to be able to get what I want within the limits of the towing capacity of my Grand Cherokee. I don't want to trade the Jeep in and get something different either, I just got it a month ago.
Nov-26-2018 05:00 AM
Mike Up wrote:
Campers are cheaper and around me, used campers are rip offs for the abuse they seen and what people want for them. They most likely overpaid and expect you to do the same. Nope. That's why I won't even consider a used camper anymore, they're just not worth it.
Nov-26-2018 04:45 AM
SoundGuy wrote:
I too never carry comprehensive insurance on any toy worth $5K or less, only liability which may be required (which for recreational trailers here in Ontario it is not), reasoning that if I can't afford to lose a mere $5K then I shouldn't have that toy in the first place.
And anytime it's hitched to my vehicle it's covered for liability under my truck insurance.
mountainkowboy wrote:
I guess you didn't read his post, but that doesn't surprise me? He states that he doesn't carry ANY insurance on his TT, ATV, or snowmobile and its trailer.
Nov-26-2018 04:35 AM
Nov-25-2018 06:15 PM
mountainkowboy wrote:Jay Coe wrote:mountainkowboy wrote:Jay Coe wrote:
Insurance - buy an older trailer and you don't need it. I would never dream of wasting money to insure my $4500 TT, or my $3600 atv, or my $2500 snowmobile or the $2200 trailer it lives in. Nor do I carry full coverage on my $5000 Suburban or $3000 motorcycle. If I had to buy insurance for all my toys, I couldn't afford to have them. I'd much rather have them and risk losing them, than not have them in the first place. (oh yeah, just bought another boat which will not be insured either)
God help ya when one of your "toys" does damage to something or someone, not a gamble I'm willing to take.
REAL EASY way to lose everything you have......
Did you miss the sentence where I said I would rather have them and risk losing them than never have them at all? In the grand scheme of life it's a really tiny risk compared to so many other things that can F you over.
Hit someone on either the ATV or snowmobile and you'll lose much more than the toy.
Nov-25-2018 05:16 PM
Gdetrailer wrote:
I think you "are on drugs".
HERE is a pix of just ONE of the RV dealers close to me that has a price advertised..
Notice that it IS currently on "special" for $12,9995 and the "normal sale price is $15,995 and MSRP is $20,950!
That is on a 2018 (OLD MODEL) extremely SMALL 13ft trailer mind you..
I would highly doubt you could get a 2019 in a 13ft hard sided TT for less than $15K out the door.
Nov-25-2018 04:37 PM
rollindowntheroad wrote:GrandpaKip wrote:
What is your tow vehicle?
It is a 2018 Jeep Grand Cherokee - NO factory tow package
Nov-25-2018 04:33 PM
Jay Coe wrote:mountainkowboy wrote:Jay Coe wrote:
Insurance - buy an older trailer and you don't need it. I would never dream of wasting money to insure my $4500 TT, or my $3600 atv, or my $2500 snowmobile or the $2200 trailer it lives in. Nor do I carry full coverage on my $5000 Suburban or $3000 motorcycle. If I had to buy insurance for all my toys, I couldn't afford to have them. I'd much rather have them and risk losing them, than not have them in the first place. (oh yeah, just bought another boat which will not be insured either)
God help ya when one of your "toys" does damage to something or someone, not a gamble I'm willing to take.
REAL EASY way to lose everything you have......
Did you miss the sentence where I said I would rather have them and risk losing them than never have them at all? In the grand scheme of life it's a really tiny risk compared to so many other things that can F you over.
Nov-25-2018 04:27 PM
SoundGuy wrote:Jay Coe wrote:
Insurance - buy an older trailer and you don't need it. I would never dream of wasting money to insure my $4500 TT, or my $3600 atv, or my $2500 snowmobile or the $2200 trailer it lives in. Nor do I carry full coverage on my $5000 Suburban or $3000 motorcycle.mountainkowboy wrote:
God help ya when one of your "toys" does damage to something or someone, not a gamble I'm willing to take.
REAL EASY way to lose everything you have......Jay Coe wrote:
Did you miss the sentence where I said I would rather have them and risk losing them than never have them at all? In the grand scheme of life it's a really tiny risk compared to so many other things that can F you over.
Chicken Little crying THE SKY IS FALLING! :R I too never carry comprehensive insurance on any toy worth $5K or less, only liability which may be required (which for recreational trailers here in Ontario it is not), reasoning that if I can't afford to lose a mere $5K then I shouldn't have that toy in the first place. In fact, now that I think about it one insurance company I've dealt with that specializes in recreational vehicle insurance won't even write a policy on a trailer worth less than $8000. A $30K trailer? - sure, I'd fully insure it, but a used 15 yr old trailer? - not a chance. And anytime it's hitched to my vehicle it's covered for liability under my truck insurance. Could a trailer parked on a campsite slip away and injure someone else? - sure, I guess it could BUT I take great pains to make sure the trailer is always secured properly. Thanks but no thanks, I insure my various belongings first as may be required by law, beyond that it's a judgement call as to whether full coverage for loss is worth the premium cost.
Nov-25-2018 10:43 AM
Mike Up wrote:
I think your dealers were high on drugs. My dealer has a 2019 29' bunkhouse travel trailers for under $15K and many smaller travel trailers between $11K and $14K.
My Top of the line premier 14' box pop up trailer was just under $14K and offers a larger slide and couch than what the 14' box highwall models even offer along with a second refrigerator.
My First Rockwood 2290 Pop Up was just over $7K and it was a large 12' box. My fully optioned 2007 Starcraft 2406 Pop Up (12' box) with inside shower/toilet and outside shower was under $10K brand new. My Jay Fight 19BH travel trailer was $11K brand new, and even my newer 2012 Jay flight 26BH travel trailer was still under $15K brand new. All nicely optioned.
Go to the right dealer, don't let them charge you excessive freight and definitely not prep, and you'll get good prices.
My pop up was expensive but it's fully optioned. It's just as large inside and as comfortable (with more comfortable mattresses) than my Jay Flight 26BH.
Campers are cheaper and around me, used campers are rip offs for the abuse they seen and what people want for them. They most likely overpaid and expect you to do the same. Nope. That's why I won't even consider a used camper anymore, they're just not worth it.