Zip code required at Loves

[Gruffy]

In order to serve you better Loves now requires you to enter a zip when paying at the pump. Canadian postal codes don't work.

The only card I have that works is my Canadian Amex .... I use my winter home zip .... Amex dosen't seem to care.

[bradyk]

Another reason is the fact that in the U. S. retailers have to purchase their POS terminals where we can rent for a small monthly amount. Huge cost when you have multiple locations and multiple machines for the outlay as the new modern terminal are expensive.

[JackD]

The pin is not used outside of Canada ,,,

So,,,,, most of Europe, Mexico, Venezuela and Brasil must all be INSIDECanada 🙂

[Falcon35]

Gruffy wrote:

super_camper wrote:

PackerBacker wrote:

super_camper wrote:

bradyk wrote:

JackD wrote:

and the feeling is that it won't happen on a global basis.

It happened in Canada and Mexico and most (if not all) of Europe and a few contries I visited in South America over the last few years.
No doubt the current ''chip'' technology will, one day, be replaced by something newer and better but the way you're saying it, the U.S. will always be ''one technology'' behind...

That is kind of what I told many when I was down south working with the banking and software people. Sounds like the cost outweighs the benefits at least in the industry.

I think the chip conversion issues go beyond cost benefit. Chipped cards can move the liability for abuses from the credit card issuer to the card user as the card user is responsible for maintaining the secrecy of the PIN.

Actually we no longer use a PIN in many places, just flash the card with the chip technology today.

Removing or disabling the use of a PIN from a chip card is like removing the Jelly from a PB&J Sandwich. It just doesn't make sense. According to my bank chip cards have three fundamental advantages as follows:

A chip card is a debit or credit card with a built-in microchip that provides greater security and convenience. The microchip is encrypted, which means that it is extremely difficult to copy or counterfeit and cardholders are required to enter their Personal Identification Number (PIN) for all chip card transactions. Chip card transactions also provide enhanced security because your card never leaves your sight.

wrong in so many ways ..


Tap and go is limited to about $50 ... if you need more, you have to use a chip reader in Canada.

In the USA they still take the cARD AND RUN IT ... IT'S OUT OF YOUR HANDS.

The pin is not used outside of Canada ,,,

The pin is used in much of the rest of the world. Two years ago we were in a tour group in Scandinavia as we went from one country to the other some people did not get the currency for the country we were in.
They were planning to use there credit cards. The ones from USA had to get the Canadians to pay for them because they would not take the cards with out a chip.

[Gruffy]

super_camper wrote:

PackerBacker wrote:

super_camper wrote:

bradyk wrote:

JackD wrote:

and the feeling is that it won't happen on a global basis.

It happened in Canada and Mexico and most (if not all) of Europe and a few contries I visited in South America over the last few years.
No doubt the current ''chip'' technology will, one day, be replaced by something newer and better but the way you're saying it, the U.S. will always be ''one technology'' behind...

That is kind of what I told many when I was down south working with the banking and software people. Sounds like the cost outweighs the benefits at least in the industry.

I think the chip conversion issues go beyond cost benefit. Chipped cards can move the liability for abuses from the credit card issuer to the card user as the card user is responsible for maintaining the secrecy of the PIN.

Actually we no longer use a PIN in many places, just flash the card with the chip technology today.

Removing or disabling the use of a PIN from a chip card is like removing the Jelly from a PB&J Sandwich. It just doesn't make sense. According to my bank chip cards have three fundamental advantages as follows:

A chip card is a debit or credit card with a built-in microchip that provides greater security and convenience. The microchip is encrypted, which means that it is extremely difficult to copy or counterfeit and cardholders are required to enter their Personal Identification Number (PIN) for all chip card transactions. Chip card transactions also provide enhanced security because your card never leaves your sight.

wrong in so many ways ..


Tap and go is limited to about $50 ... if you need more, you have to use a chip reader in Canada.

In the USA they still take the cARD AND RUN IT ... IT'S OUT OF YOUR HANDS.

The pin is not used outside of Canada ,,,

[super_camper]

PackerBacker wrote:

super_camper wrote:

bradyk wrote:

JackD wrote:

and the feeling is that it won't happen on a global basis.

It happened in Canada and Mexico and most (if not all) of Europe and a few contries I visited in South America over the last few years.
No doubt the current ''chip'' technology will, one day, be replaced by something newer and better but the way you're saying it, the U.S. will always be ''one technology'' behind...

That is kind of what I told many when I was down south working with the banking and software people. Sounds like the cost outweighs the benefits at least in the industry.

I think the chip conversion issues go beyond cost benefit. Chipped cards can move the liability for abuses from the credit card issuer to the card user as the card user is responsible for maintaining the secrecy of the PIN.

Actually we no longer use a PIN in many places, just flash the card with the chip technology today.

Removing or disabling the use of a PIN from a chip card is like removing the Jelly from a PB&J Sandwich. It just doesn't make sense. According to my bank chip cards have three fundamental advantages as follows:

A chip card is a debit or credit card with a built-in microchip that provides greater security and convenience. The microchip is encrypted, which means that it is extremely difficult to copy or counterfeit and cardholders are required to enter their Personal Identification Number (PIN) for all chip card transactions. Chip card transactions also provide enhanced security because your card never leaves your sight.

[Community Alumni]

super_camper wrote:

bradyk wrote:

JackD wrote:

and the feeling is that it won't happen on a global basis.

It happened in Canada and Mexico and most (if not all) of Europe and a few contries I visited in South America over the last few years.
No doubt the current ''chip'' technology will, one day, be replaced by something newer and better but the way you're saying it, the U.S. will always be ''one technology'' behind...

That is kind of what I told many when I was down south working with the banking and software people. Sounds like the cost outweighs the benefits at least in the industry.

I think the chip conversion issues go beyond cost benefit. Chipped cards can move the liability for abuses from the credit card issuer to the card user as the card user is responsible for maintaining the secrecy of the PIN.

Actually we no longer use a PIN in many places, just flash the card with the chip technology today.

[super_camper]

bradyk wrote:

JackD wrote:

and the feeling is that it won't happen on a global basis.

It happened in Canada and Mexico and most (if not all) of Europe and a few contries I visited in South America over the last few years.
No doubt the current ''chip'' technology will, one day, be replaced by something newer and better but the way you're saying it, the U.S. will always be ''one technology'' behind...

That is kind of what I told many when I was down south working with the banking and software people. Sounds like the cost outweighs the benefits at least in the industry.

I think the chip conversion issues go beyond cost benefit. Chipped cards can move the liability for abuses from the credit card issuer to the card user as the card user is responsible for maintaining the secrecy of the PIN.

[Bird_Freak]

chevor wrote:

Bird Freak wrote:
I no longer stop at Loves. Most places I fuel give the cash price on a debit card, loves doesn't.

Fuel up at car pumps you get cash price with credit card. Go to the truck pumps and there is a difference. Its the same way with Pilot/Flying J.

I did fuel at the car pumps. They put in a new loves just down from us and I stopped in with my F250 with out 5er. They charged me the credit price.

[Falcon35]

Keily wrote:
I can verify that the numbers in the postal code in the order that they appear in your postal code followed by 2 zeros works every time. No need to go inside to get a cashier to swipe your card. I have been using the number system for many years now at fuel stations, but it is odd that it don't work in some retail outlets i.e Harbour Freight.

I did the three + two 0s for a number of years but it has not worked for me in the last year or so. Now that my TD debit card has the Visa symbol on it I use it. They also do not add the
two and a half percent up charge that most of the credit cards do.

[bradyk]

JackD wrote:

and the feeling is that it won't happen on a global basis.

It happened in Canada and Mexico and most (if not all) of Europe and a few contries I visited in South America over the last few years.
No doubt the current ''chip'' technology will, one day, be replaced by something newer and better but the way you're saying it, the U.S. will always be ''one technology'' behind...

That is kind of what I told many when I was down south working with the banking and software people. Sounds like the cost outweighs the benefits at least in the industry.

[JackD]

and the feeling is that it won't happen on a global basis.

It happened in Canada and Mexico and most (if not all) of Europe and a few contries I visited in South America over the last few years.
No doubt the current ''chip'' technology will, one day, be replaced by something newer and better but the way you're saying it, the U.S. will always be ''one technology'' behind...

[chevor]

Bird Freak wrote:
I no longer stop at Loves. Most places I fuel give the cash price on a debit card, loves doesn't.

Fuel up at car pumps you get cash price with credit card. Go to the truck pumps and there is a difference. Its the same way with Pilot/Flying J.

[bradyk]

Spent 3 weeks touring the Oregon coast in September and the zip code thing came up several times. Just did the add the zeros and work each time it asked. I have been in other places previous trips that it didn't work in a few places too.

On the U.S. getting chip cards I have been working on a national project for this stuff for the past year as we have changed our whole POS system in Canada and soon on the U.S. side. I asked several times about chips state side and the feeling is that it won't happen on a global basis. They say it would be too costly to do for the amount of terminals etc. that would be needed to changed and would be an immense amount of cost. It was also mentioned that the feeling is the chips have been out around the world for a long time and the technology is going to change again soon anyways so probably wouldn't be a good idea right now. May as well wait for the next technology wave. Means to me we will be swiping cards state side forever. LOL.

[dieharder]

I've used 18400 (the numbers in my postal code and 00) with no problem wherever I've filled up in the US, from upstate NY to the Keys.