are tags needed on parked rv in florida

[02rexhall]

If i buy a 5th wheel in Florida and have the dealer or seller deliver it to a rv park will I be required to put tags on it if it stays on the site and not used on the highway?
Also what type of insurance would I buy if it is not used on the highway?

[Bumpyroad]

years back when I was looking it was 400 sq ft so there were a lot of 399 sq ft units out there. to cheat they added a "storage" loft which added some footage and it was good for storage or kids, etc.
that also was one reason that the screened porch, etc., could NOT be fastened to the park model. had to sit beside/against.
bumpy

[retispcsi]

If you buy it in Fla. and you register the title in Fla. then you will tag it with Fla. tags. This is usually taken care of at the dealer or at the county tax collector office. Call whoever insures RV,s and ex. would be Good Sam get a quote and then check others. Every park I have been in required the RV to have tags. (license plates) Another option would be a park model if you plan to leave it and not ever pull it. Be aware an RV is determined by living space, square foot. It is somewhere around 400 to 440 sq. ft. Anything bigger is not an RV. If in doubt call the local tax office or Sheriff's office in the county your interested in. Good Luck.

[Bumpyroad]

pawatt wrote:
If you don't plan to move it you may get more room for a lot less money on a Park Model. Consider used and save 10's of thousand's of $$$ and skip some of the depreciation. With used you may even get a shed, awning & Florida room.

and when I checked in Wisconsin, a lot of them were being sold with a full length screened porch but it could NOT be fastened to the park model legally. they were placed adjacent to the park model and some foam or other sealer squished between them.
bumpy

[pawatt]

If you don't plan to move it you may get more room for a lot less money on a Park Model. Consider used and save 10's of thousand's of $$$ and skip some of the depreciation. With used you may even get a shed, awning & Florida room.

[Vulcaneer]

Different for various situations.

The park...Do you own the site? Or are you renting the site?

Your use...Seasonal? Or year round? Do you have an attached linnai or screen room?

Location...Leaving it there year round? Or towing it off the lot and storing during the off season.

The county...different counties may have different requirements for registration and also for Insurance requirements.

Permits needed? Some counties might require permits for a tied down unit. Ownership parks may require permits from their architectural committee. Usually no cost, if you own the lot there.

Insurance requirements...If full time probably needs full tie down, with county permits for inspection. Some require added foundational support. Different counties have different insurance rates. I think this is in large part due to varying flood risks in different counties.

If you tow it off the lot, your normal RV insurance should be OK. However you might want to consider adding liability coverage on your lot. That is...If you own the lot.

Most campground owned lots do require current registration. If you own the lot and tie down the unit, property tax might be applied. But keep in mind "You see one...You HAVE NOT seen em all." Each place (county, township, CG) is different.

Best to do the research from the people that know. The County. The tax collector. The CG. And so on. Don't just ask one. Ask them all.

We own our site. And tow our trailer off in the off season. We added liability for our lot. A rider on our homeowners policy. About $20/year. No more insurance needed for the trailer. And we keep it registered to tow it home in the off season.

[Sea_Dog]

Some insurers want the unit tied down,
others do not.

We ran into the park wanting it tied down,
the insurer that we first approached did not.

If you are buying a unit for the express purpose
of leaving in Florida,
best to get this straight on the start!

[BuckBarker]

Yes, please keep the registration current. Us Floridians could really use the extra revenue.

[JW_of_Opechee_S]

All of the campers in the park I stay in have to be registered to be left on site. It is also important that you pay the sales tax in Florida and if you have sales tax in your state then you may need to pay that too. The fines and interest if left for years will add up to more than the value of the unit.

[samsphones]

NashTT wrote:
You will either need to tag it just like you would for the highway or buy a real property stamp (mobile home) to display in the window. The tag is much cheaper. Don't try and get by without one or the other, this dealt with on the county level and since most counties derive significant funds from these fees, they will come down fast and hard on violators. As for the insurance, speak to several agents in Florida and see what they say. I'd talk to more than a couple to try and make the best decision. Good luck.

This what I have found to be true, the tag is the best way to go. Also the insurance company will require an inspection and for it to be tied down if it is permanent.

[NashTT]

You will either need to tag it just like you would for the highway or buy a real property stamp (mobile home) to display in the window. The tag is much cheaper. Don't try and get by without one or the other, this dealt with on the county level and since most counties derive significant funds from these fees, they will come down fast and hard on violators. As for the insurance, speak to several agents in Florida and see what they say. I'd talk to more than a couple to try and make the best decision. Good luck.

[Bumpyroad]

I would guess that this would be handled the same as a park model, don't know if those are licensed/tagged or not. I would guess not. as far as insurance, don't know why you couldn't insure it like a RV or perhaps would be cheaper as a "modular"?
bumpy