South Haven, a 10 minute drive, has 2 piers with one of them being at the north beach. The other is a stones throw away on the other side of the channel. A lot of people fish from the piers.
The walk to the beach from the parking lot at the campground is a little long. You can take a bike down the wide sidewalk and get closer to the beach. But once you get down there, its worth it. Don't miss climbing the sand dunes if you can do it. I'm not sure on the flooding but the further east you get into the campground (sites around 200 I think) they seem a little higher up and shouldn't flood.
2007 Dodge Ram 3500 Cummins SRW, Airlift airbags, Bilstein shocks, Smarty Jr., stainless turbo back exhaust, B&W Patriot 18K
2015 Grand Design Momentum 328M, disc brakes, Progressive Industries 50 amp EMS