Lot's of 1-3 year old trucks and cars on local dealers lots' I personally know people who got bit with the "gotta" have a diesel only to find they that they have overspent and don't understand the complexities. Also know some who bought the 6.0 only to discover their issues.
Read an article the last week or so that says one of the reasons auto sales are beginning to slip is because of the high number of people who overpaid and provided little down payment. Now upside down, some hugely, and are allowing them to be repossessed. Some have missed payments within a few months of buying. All makers, especially Chrysler, joined up with a finance group, one of many,that pushed the low/no down payments and long term deals. That group is now near bankrupt and one of the major sources of financing is drying up. I am not saying there are not other sources of financing but what I have described is a small piece of the pie.
Seems to me that the younger generation of "I want it and I want it now" are not worried to overspend and worry about debt later. They may purchase something and soon find that their craving is not satisfied so they go on another buying binge and when it comes time to pay they let the item be repossessed. The days of 20% down and 36 months have become 0% down, 75 months and no payments for 90 days. I wonder if anyone compiles a list of repossessed vehicles and how much the dealer/seller is on the hook for.
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Native Texan
2013 Prime Time Crusader 330MKS
2018 Chevy 2500 D/A Z71 4x4 Offroad
2006 Holiday Rambler Savoy 33SKT-40,000 trouble free miles-retired
2006 Chevy 2500 D/A-retired
2013 Chevy 2500 D/A-retired