I've been able to keep my insurance at $1200/year for the last ten years with National Interstate on the rig below. Stopped the replacement coverage, went to agreed value and reduced the value each year, NO CLAIMS, good credit, and no moving violations... so they wanted $1600 this year on $100K of value.:M
Shopped around and ended up with Progressive for $1200 BUT liability only is $168/year and I can call and go to full coverage when it's not in storage. As half timers this will get me down to $700/year with some risk when not in use. Just finished replacing my NoCold/firebomb with a home unit.
Now if we could get everyone to drop National and Blue Sky, maybe their prices would come down.
This post is my opinion (free advice). It is not intended to influence anyone's judgment nor do I advocate anyone do what I propose.
Sold 04 Dynasty to our son after 14 great years.
Upgraded with a 08 HR Navigator 45โ...