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insurance on motorhome

Greg1
Explorer
Explorer
for a 2006 newman essex anyone have any input on who has best rates
13 REPLIES 13

mytime
Explorer
Explorer
mscamping wrote:
Farm and City in Forest City Ia. we've been with them 10+ years and they are great.. Good rates and care you just don't find out there anymore.. Mike Mathews..

X-2
2007 Country Coach, Allure 470, 42',ISL Cummins 400, TV- 2011 Chevy Silverado, Blackhawk and Brakemaster.

doubleG
Explorer
Explorer
Progressive with vanishing deductibles

mscamping
Explorer
Explorer
Farm and City in Forest City Ia. we've been with them 10+ years and they are great.. Good rates and care you just don't find out there anymore.. Mike Mathews..
2003 Holiday Rambler Neptune 36 PBD - ISB 300 Cummins- Allison MH2000 5 speed
2013 Equinox w/Blue Ox Aventa II & SMI Stay-n-Play Duo
FMCA 331658 HRRVC 105155 Chapter - 57- Good Sam Life Member - Coach Net - 3/4 timers
Mike & Sharon

Bob___Ann
Explorer
Explorer
Greg1
Getting good rates is a great idea but having the lowest price policy should not be your goal. Please make sure that you get the proper coverage for what you are driving. An RV is big and big always wins but at a cost. Make sure that you have enough coverage for the possibility of a costly wreck. Also you carry passengers in an RV and they are not always belted in as they should be so be sure that you have adequate coverage for your passengers. It is possible to include your RV under your umbrella policy which will enable you to have higher limits at a minimal cost. If one does not have proper coverage they can loose all that they have because of it. Last of all make sure that your rig has the coverage needed to cover repair or replacement in the case of a wreck. With all of this considered then price around. We found Progressive to be the one that could meet all of our needs at a competitive price.
Bob and Ann
Schnauzer - Della (Rainbow B 3/31/17)
Chihuahua - Lola (Rainbow B 12/26/18)
Autumn-Red Poodle
2019 Tiffin 40 IP Bus
Powerglide Chassis
Cummins 450
Onan 10,000 Watt
Four Slide/ 1.5 Bath
2021 Jeep Unlimited Sahara Toad
Demco Dominator & Airforce One

JamesBr
Explorer
Explorer
I been happy with The Hartford which was my last move after the previous company kept raising my rates....now paying what I used to by 4 years ago.
2006 Ford F350 6.0
2014 Primetime Sanibel 3600
Enough other vehicles to not bother listing.

Previous RV: 2001 Monaco Knight

Coyote74
Explorer
Explorer
If you opt to take an agreed payoff option, which I did last year at renewal. I have been told most insurance companies are doing away with it next year. Anyone else hear anything ?
Joe Taylor , Good Sam Life Member
FMCA #285032
2004 Winnebago Adventurer 38R

Life's a trip, RVing makes it an incredible journey.

wallynm
Explorer
Explorer
Given our experience after being hit by a driver with The Hartford we will immediately engage a lawyer.

wtfjr wrote:
We go thru AARP & are with The Hartford which includes emergency road side service & have two cars & the RV with them. We shop it every year & we are still with them.
Have a Diesel Engine Diesel RV Club

Have a Freightliner FCOC Web Page

Living on the memories now
EX 02 DSDP 3567
EX 99 Coachmen
EX 86 Georgie Boy
EX 75 Winnie
EX 72 Sightseer
EX 68 Brave

THOSE THAT DO NOT KNOW HISTORY ARE DOOMED TO REPEAT IT

Groover
Explorer II
Explorer II
Don't just go with the cheapest rate. I have heard too many stories from people that bought cheap insurance and then had lousy service and denied claims. Others got a low come-on price that was followed by major increases each year. After you get your quotes do a little research on their customer satisfaction. Rates will vary widely, sometimes even within a city depending on address. I can tell you that I have used Nationwide for many years and their rates have always been competitive when I price checked and their service has been great. I live in a small town and know the victims of my wife and daughter's driving mistakes and both been quite satisfied with the settlements. That means a lot to me.

wtfjr
Explorer
Explorer
We go thru AARP & are with The Hartford which includes emergency road side service & have two cars & the RV with them. We shop it every year & we are still with them.
Bill in sunny Ormond by the Sea FL
2014 31'SA Allegro Open Road

gone2dadesert
Explorer
Explorer
Get multiple quotes from various providers, I used a AAA quote to get my existing Foremost policy significantly lower ๐Ÿ™‚
2011 Hurricane 31J
2008 Jeep JK Unlimited Rubicon

2gypsies1
Explorer II
Explorer II
Not one person can give YOU the best rates. You need to do the work yourself and start getting estimates. Insurance is based on what you're getting it on, your age, where you live, how much you'll be driving it, traffic history and even credit history. Rates are based on an individual person/vehicle.
Full-Timed for 16 Years
.... Back in S&B Again
Traveled 8 yr in a 40' 2004 Newmar Dutch Star Motorhome
& 8 yr in a 33' Travel Supreme 5th Wheel

MountainAir05
Explorer II
Explorer II
It really is going to depend where you are located and if your are full time or not.

Doug_and_Cassi_
Explorer
Explorer
Try PoliSeek. They were cheaper than anyone I found.