golf cart insurance

[rtaylor0830]

Just wondering who you guys insure your golf cart through when the campgrounds require it and how much does it usually cost.

[Cecilt]

wbwood wrote:

lawnspecialties wrote:
Who insures your camper? That's who I got a policy from. As mentioned earlier, roughly $100/yr.

When we had ours (just got rid of it right after beginning of the year) and when we had insurance on it, we had it insured through our RV insurance company (Allied)..If I remember correctly, it was around $125/year. The campground we would take it to, required $50k on it.

No more crusin' at ocean lakes in the Clemson cart?

[wbwood]

lawnspecialties wrote:
Who insures your camper? That's who I got a policy from. As mentioned earlier, roughly $100/yr.

When we had ours (just got rid of it right after beginning of the year) and when we had insurance on it, we had it insured through our RV insurance company (Allied)..If I remember correctly, it was around $125/year. The campground we would take it to, required $50k on it.

[Sarahdove]

Our golf cart is insured through our car insurance carrier.

[benb21601]

Absolutely insured. My insurance company says its covered under homeowners, but i doubled up on my rv policy just in case. I covered it for full replacement value plus 1 million in liability for less than $100 per year. All but 1 cg ive been to has required proof of insurance before allowing it to be used on the property.

[Bucky_Badger]

Popsie wrote:
did you ask the golf card dealer?

Maybe it's used? Besides, I don't ask my car dealer where to get insurance

[discovery4us]

All of my OHV (non road licensed vehicles) are insured through Farmers. Pay as I play, just call two days prior to use and call back to place policy on hold until the next trip.

[doxiemom11]

State Farm used to write a separate policy if required by a campground, but only if you had cars, house or some other business with them. They would not do just the golf cart.

[rjf7g]

I have all three of my campers, both cars, and my golf cart on my auto policy with Erie. The golf cart insurance costs $105/yr and cover $100k/$300k bodily injury, $100k property damage for us and for uninsured/underinsured. We have $200 deductible for property damage/$500 for collision/$250 for other than collision.

We have taken it to several campgrounds. Only one has asked to see the proof of insurance. Everyone else has been happy with my verbal response.

Our first golf cart was stolen from our seasonal campsite a few years ago. Homeowner's did not cover it because it was not at our house. For the cost of a replacement golf cart, I can insure this one for 30 years!

[lbrjet]

We paid 75 a year from Miller Insurance for liability when we were seasonal. Was required.

[lawnspecialties]

Who insures your camper? That's who I got a policy from. As mentioned earlier, roughly $100/yr.

[mowin]

Mines insured thru progressive. Separate policy. $138 yr. I did have fire & theft on it for a couple yrs, and if I recall correctly, it was around $250.00.

[edatlanta]

I have the same coverage on my golf cart that I do on my truck and it is a hair over $100/year. Too much potential now days for lawsuits from everybody not to have at least liability. It is a separate policy.

[Popsie]

did you ask the golf card dealer?

[dodge_guy]

I can`t help you with a golf cart, but our snowmobiles are a total of $150 a year. I think I was told by a couple people I know with carts in campgrounds that its very cheap, less than $100 a year. Its usually a separate policy.