Home domicile and insurance for full timing

[tinner12002]

I just contacted a SF insur company, because that's who I'm insured with now, in FL to inquire about getting insur on everything because of using FL as my home base with a mail service. I was informed that if I plan on living in my rv full time they could not insure my rv as per a FL law...thinking now about looking back up north at SD. Has anyone had the same issue with full timing and the insur in FL??

[Cummins12V98]

Give this lady a call she is GREAT! She can answer all your questions.

Terri Lund
My Dakota Address
110 E. Center St.
Madison, SD 57042
www.mydakotaaddress.com
Phone: 605-427-5863
Fax: 605-427-9626

[johnhicks]

Foremost routinely insures fulltimers.

[lj2654]

Overland Insurance in Queen Creek, AZ writes full timer policies for Fl residents. Call (800)677-4027 and ask for Ron Jarvie. They will do a policy with National interstate.

[RollandB]

Full time use brings in a lot of issues and exposures many policies aren't geared to take care of. Check with Foremost Insurance, they insure full time use. There are also a few others that do so hopefully someone else will post those names.

[jesseannie]

We are moving to Idaho and while we are without a residence we are going to spend 4-6 months traveling in our TT. We need insurance on our Truck, trailer and on our household goods while they are in a storage facility.
I thought I would get a couple of quotes.
We called State Farm and they told us they could not insure our stuff in the storage facility without a residence address. The mailbox center would not work.
I called Allstate our current Ins. company and they told me the Mailbox address is fine and they would insure the goods in storage with a renters policy even without a permanent address. They did not seem to have a problem with the lack of a home address???
I don't have a copy of the coverage yet we will see if what the agent said is true.

jesseannie

[Ivylog]

Agree it's not FL, it's SF... find a different insurance company.

[JoeGood988]

It's not Florida, it's the insurance companies. Major insurance companies will not insure your RV if you no longer own a home. It's attached to your homeowners policy...State Farm, American Family etc. So now you have to go with a company who deal in RV's only. Florida, Texas and South Dakota are great states to claim as a home state for full timing