โNov-17-2019 08:58 AM
โNov-21-2019 08:12 AM
โNov-21-2019 07:28 AM
JRscooby wrote:
Now I know my numbers my be off, and I'm sure the calculations are simplistic. But I bet if you where to plug in your real numbers you will need to force your eyes closed...
โNov-21-2019 05:43 AM
โNov-21-2019 04:01 AM
westernrvparkowner wrote:
Don't care about any pm. When people claim personal experiences to support their positions and those experiences don't make sense I point out the descepancies. end of story.
โNov-21-2019 03:11 AM
Grit dog wrote:Pot calling the kettle black.
Wrpvo, youโd do well to observe a bit more and take to heart comments like JAC1982s and others.
Itโs one thing to constructively disagree with someone who can defend themselves but your holier than thou persona is beginning to wear thin.
โNov-20-2019 09:08 PM
โNov-20-2019 07:12 PM
JRscooby wrote:Don't care about any pm. When people claim personal experiences to support their positions and those experiences don't make sense I point out the descepancies. end of story.westernrvparkowner wrote:
If you bounced a check, why would the IRS be involved? That is a civil matter between you and whomever you wrote the check to. And the IRS doesn't put liens on vehicles or businesses or even your personal accounts without a long legal process. For a bounced check to result in IRS liens the check would have had to been payment for severely past due taxes and if that was the case, the problem wasn't so much the bounced check but that your taxes were years in arrears. So either a relatively small amount of money ($12,000) completely decimated your business and life for many months to years, or there is much more to the story.
I'm not sure what it matters other than to disparage my character but I will send you a PM
โNov-20-2019 04:16 PM
JAC1982 wrote:
A lot of topics here.
I just have a comment for the folks who have said comments along the lines of "why can't they just get out there and get a job".
If you were an employer in a lower-end job, such as fast food or retail, would you hire someone who doesn't own any nicer clothes, doesn't have a way to shower more than maybe every few weeks, and hasn't had a haircut in months? Or doesn't have all their teeth? Or has a police record for stuff like petty theft?
These are the issues that the non-drug addicted, non-mentally ill homeless people face.
I read an article recently about a tiny house village where they also provide social services.... and they actually focus on the social services first, and then worry about a job. Because really, without one, you can't do the other. Sadly, there are not a lot of programs/places like this, especially since so many Americans are "NIMBY" (Not In My Backyard) Types. They like to give lots of suggestions, as long as those things are nowhere near their home.
I would suggest everyone who makes comments like "they need to not be lazy and just get a job" go volunteer at a homeless shelter and actually talk to the residents, or go volunteer at an organization that helps these people who still live on the streets. Hopefully it would be an eye-opening experience for you.
โNov-20-2019 02:36 PM
โNov-20-2019 02:02 PM
westernrvparkowner wrote:
If you bounced a check, why would the IRS be involved? That is a civil matter between you and whomever you wrote the check to. And the IRS doesn't put liens on vehicles or businesses or even your personal accounts without a long legal process. For a bounced check to result in IRS liens the check would have had to been payment for severely past due taxes and if that was the case, the problem wasn't so much the bounced check but that your taxes were years in arrears. So either a relatively small amount of money ($12,000) completely decimated your business and life for many months to years, or there is much more to the story.
โNov-20-2019 12:12 PM
โNov-20-2019 11:59 AM
โNov-20-2019 11:55 AM
JRscooby wrote:If you bounced a check, why would the IRS be involved? That is a civil matter between you and whomever you wrote the check to. And the IRS doesn't put liens on vehicles or businesses or even your personal accounts without a long legal process. For a bounced check to result in IRS liens the check would have had to been payment for severely past due taxes and if that was the case, the problem wasn't so much the bounced check but that your taxes were years in arrears. So either a relatively small amount of money ($12,000) completely decimated your business and life for many months to years, or there is much more to the story.westernrvparkowner wrote:
You sure have a lot of reasons for failure, but none of them seem to include "I screwed up.". I have never been sentenced court ordered money management but I doubt that the course taught that if you can't rent for that recommended 30% you should live on the street.
My "screw up" that put me in the class was I trusted a banker when he told me the $12,000 cashes check was good. The class, at my expense, and paying the cost and penalty got the IRS to release the license for my trucks in 3 months instead of the year the lawyer said it was likely to take. (The only checks I have bounced in my life where behind that dealEven using your ridiculous assumption that a minimum wage worker can only work 40 hours, not a minute more, in a month
A very small percentage of min wage workers will get over 38 hrs a week. Most would be closer to 20 than 40.a new BMW or even a car of any kind.
But in this area public transportation is very limited. If you don't put room in the budget for a car you won't keep the job.
โNov-20-2019 11:31 AM
โNov-20-2019 10:51 AM
westernrvparkowner wrote:
You sure have a lot of reasons for failure, but none of them seem to include "I screwed up.". I have never been sentenced court ordered money management but I doubt that the course taught that if you can't rent for that recommended 30% you should live on the street.
Even using your ridiculous assumption that a minimum wage worker can only work 40 hours, not a minute more, in a month
a new BMW or even a car of any kind.