Motor home insurance rates

[et2]

Looking at a $210,000 motor home - new. Credit score is great, no wrecks or tickets. What insurance rates are you people paying for a year on your motor homes? I could have put this in the motor home section but I thought there would be more response if I posted here.

Thanks!

[ol_Bombero-JC]

JaBob wrote:
Rates will be all over the place as you've seen. $800 to $1800, depends on unit description, usage and coverage selected then on top of that each state's rates are different.
Do your own shopping!

Even rates *within* a state can be (dramatically) different - by city or county.

X-2 on..... "Do your own shopping!"..:W

~

[wbwood]

Rates are gonna vary because there are different variables and rates are different depending in where people live.

[Aridon]

Call around. Local independent agent and geico should be adequate.

[rk911]

et2 wrote:
Looking at a $210,000 motor home - new. Credit score is great, no wrecks or tickets. What insurance rates are you people paying for a year on your motor homes? I could have put this in the motor home section but I thought there would be more response if I posted here.

Thanks!

we do not full time. I've had State Farm since I was 16 and just beginning to drive. all of our vehicles are insured by State Farm as is our home so we have a multi-vehicle discount. we also maintain a $1-million dollar umbrella liability policy.

we do not have replacement coverage on the MH (2000 Itasca Suncruise 35U). liability coverage is $100,000/$300,000; property damage is $50K, medical payments $25K, $500 deductible collision, $0 deductible comprehensive; uninsured motor vehicle $100,000/$300,000; underinsured motor vehicle $100,000/$300,000. premium is $405 per year.

be sure you compare apples to apples when shopping.

[JaBob]

Rates will be all over the place as you've seen. $800 to $1800, depends on unit description, usage and coverage selected then on top of that each state's rates are different.
Do your own shopping!

[Mandalay_Parr]

I have very good coverage. About $1800 per year.

[noe-place]

Progressive since 2004 right at $800. a year. Yours will be higher since I assume it's a Class A. Mine includes complete replacement coverage too.