Health insurance.

[LOFAT36]

We live in Canada and plan to go to Arizona for 6 months as we’ve done for the past 7 years.my wife recently has a mastectomy and many years ago had a bout of asthma. As far as myself, I’ve been on blood pressure pills for the past 20 years. However, this past July we both turned 70 and for 6 month insurance they want $3400 to cover both of us. This does not cover anything related to asthma or cancer for my wife. Does this sound reasonable ?

[moisheh]

Buy from whom you please but never buy anything to do with Manulife. They will try and find a way to not pay!!!

Moisheh

[joebedford]

I had a heart attack earlier this year and I guess they're balking at that.

[MDKMDK]

I got 30 day max, multi-trip online, but they wouldn't go higher than that. I tried 90 then 60.

[joebedford]

They won't quote me for 30-day multi-trip online.

[MDKMDK]

They quoted me $272 for multi-trip, annual, 30 day max per trip. That's a bit higher than my bank's travel-med insurance. I can get 60 days per trip from them online for less than double that quote, same coverage, same answers to the medical questions. If I need more while away, they'll let me add days/weeks, providing I do another med q&a over the phone.

[joebedford]

Snowbird Advisor wants $6500 for me alone.

[LOFAT36]

Thanks all.

[RICK-ards_Red]

We use SnowbirdAdvisor Insurance, their insurance carrier is thru Manulife and they cover pre-existing conditions and cover up to 10 million $. We have used them for a couple of years now, we can still travel even with DW medical issues.

Web search Snowbird Advisor for free quotes etc.

[Lwiddis]

Nothing is reasonable about health care costs and insurance in the U.S.

[MDKMDK]

LOFAT36 wrote:
With Tour Med

Quebec based? Are you in Quebec then, too?
That almost always adds complexity.

OK, I just reread that link I posted, and in it, there was a comment (not a link) to an outfit called

https://www.secure2.travelinsuranceoffice.com/

Have a look at them. There are several options in it, a comparison chart, and you can get a quick quote.

[DFord]

Have you tried "Googling" for coverage? Healthcare insurance in the USA costs just about twice as much as in Canada. I found this website that seems to offer several plans though I have no experience with them and am not connected in any way with them: https://www.americanvisitorinsurance.com/travel-insurance-over-70.asp
Another find:
https://www.internationalinsurance.com/compare/global-medical.php

These are just a couple of websites I found by searching. Do your own diligence and research.

[LOFAT36]

With Tour Med

[MDKMDK]

LOFAT36 wrote:
We live in Canada and plan to go to Arizona for 6 months as we’ve done for the past 7 years.my wife recently has a mastectomy and many years ago had a bout of asthma. As far as myself, I’ve been on blood pressure pills for the past 20 years. However, this past July we both turned 70 and for 6 month insurance they want $3400 to cover both of us. This does not cover anything related to asthma or cancer for my wife. Does this sound reasonable ?

Just discussed on here.
https://www.rv.net/forum/index.cfm/fuseaction/thread/tid/29969335.cfm

You're probably not far off, considering your ages, recent and past pre-existing conditions, and length of trip. There are too many variables to say for sure, and who you're dealing with might be a major factor in determining a price for you.
Who are you with? That's probably the easiest fix, just change insurers/underwriters.
In the linked thread, there are some good suggestions/alternatives.
Bottom line: It costs what it costs to make sure you're completely covered, and traveling without it, could lead to catastrophic financial liabilities.