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RV insurance in TEXAS

buc1980
Explorer
Explorer
How much do you pay for a FW INSURANCE in TX and with what insurance company.I want to insure my 2005 Kountry Star and I need an idea how much other pay.
2017 Ford F350 DRW,2005 Kountry Star 35ft,16750 lb weight on SAILUN tire,6 points LIPPERD Level-up.New Mor/ryde IS suspension install.Full body paint 2022.RV flex roof 2023
11 REPLIES 11

mikensallyt
Explorer
Explorer
avvidclif1 wrote:
mikensallyt wrote:
whew I should shop around for another carrier. Mine is a bit more than 3k for a year with Allstate, 500 deductible. It is a bit steep. Maybe I didn't reply to them correctly when they asked me questions (which I have forgotten). Time to give Allstate a call and see if I can get a cheaper rate. tks/Mikey


The problem is you posted this in the 5th wheel section and you have a class A diesel pusher. Totally different rates.


My bad. Mine's gas. But there seems to be no difference to me. An RV is an RV regardless, in my mind. Wished I could have bought a 5th wheel but didn't want to spend the money on a truck to pull it. I'm learning though. tks in advance ๐Ÿ™‚
Retired USN 1996, RMCS(SW/AW)
Traveling solo in my 2015 Thor Challenger since my wife of 25 years went solo to the Lord
Seems like every trip out there's a warranty repair on it afterwards
F/T in two years from now. Last child to graduate first.

avvidclif1
Explorer
Explorer
mikensallyt wrote:
whew I should shop around for another carrier. Mine is a bit more than 3k for a year with Allstate, 500 deductible. It is a bit steep. Maybe I didn't reply to them correctly when they asked me questions (which I have forgotten). Time to give Allstate a call and see if I can get a cheaper rate. tks/Mikey


The problem is you posted this in the 5th wheel section and you have a class A diesel pusher. Totally different rates.
Clif & Millie
2009 Ford F350 SRW CC Lariat 6.4 Diesel
2015 Heartland Cyclone HD CY3418 Toy Hauler

sdetweil
Explorer
Explorer
mikensallyt wrote:
whew I should shop around for another carrier. Mine is a bit more than 3k for a year with Allstate, 500 deductible. It is a bit steep. Maybe I didn't reply to them correctly when they asked me questions (which I have forgotten). Time to give Allstate a call and see if I can get a cheaper rate. tks/Mikey


if your profile shows your rig, thats a beauty! but probably a different class than my fifth wheel .

my FW is insured for replacement at list price (who pays that!) of $87K.
but I'm sure your rig is worth much more.

mine is also part of my auto policy
2012 Ford F350 DRW, 6.7 diesel.
2013 Keystone Alpine 3720FB

avvidclif1
Explorer
Explorer
$306/yr added to my auto policy. 100/500 ded.
Clif & Millie
2009 Ford F350 SRW CC Lariat 6.4 Diesel
2015 Heartland Cyclone HD CY3418 Toy Hauler

mikensallyt
Explorer
Explorer
whew I should shop around for another carrier. Mine is a bit more than 3k for a year with Allstate, 500 deductible. It is a bit steep. Maybe I didn't reply to them correctly when they asked me questions (which I have forgotten). Time to give Allstate a call and see if I can get a cheaper rate. tks/Mikey
Retired USN 1996, RMCS(SW/AW)
Traveling solo in my 2015 Thor Challenger since my wife of 25 years went solo to the Lord
Seems like every trip out there's a warranty repair on it afterwards
F/T in two years from now. Last child to graduate first.

sdetweil
Explorer
Explorer
Mine is $400/6 month, American National. $500 deductible, replacement cost as well.

2013 Alpine 3720fb
2012 Ford F350 DRW, 6.7 diesel.
2013 Keystone Alpine 3720FB

TomHaycraft
Explorer
Explorer
USAA - $220 a year for trailer in signature. Deductibles for Comprehensive 100 / Collision 500.
2013 Silverado 3500HD - Duramax/Allison - CC, long bed, SRW, 2WD
2017 Grand Design Reflection 303RLS - TST 507 TPMS

rockintom
Explorer
Explorer
Need to be more specific with details. We pay $1003 a year. Full timer coverage with Progressive. Lot more than just weekenders coverage. rockin'
Rockintom
'12 Excel Limited GKE 33 ft., trailer named "Charm"
'14 1 ton Chevy DRW D/A Reese 20K hitch Fold-A-Cover bedcover - truck named "Bullet" Fulltiming since 2005

Gearitis
Explorer
Explorer
Geico 2015 Sabre, runs me about 360 a year.
2015 F-350 King Ranch
2015 Sabre Silhouette Select 312RKDS

gat75
Explorer
Explorer
We have a 2010 model 34' Blue Ridge 5W, (made by FR).
Costs us 364.00 every 6 months for full coverage at Allstate.

ugh
Explorer
Explorer
I have Geico and I pay 130 every 6 month for my camper (see sig)
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2001 F250 5.4 3.73
2015 Wildwood X-Lite 262BHXL