Too Old/Health

[bigblueok]

I have been curious about full timers who get to a point in their lives where they, for whatever reason, can no longer live or travel the RV lifestyle. If they need to return to a traditional home, does this pose a financial burden they you to have plan for?

[RoadXYZ]

rockportrocket said : "I have two choices: No 1 , I can live here comfortably for the rest of my days, and they will find me dead in this big house. My kids sure don't want to move here when I go. No 2 I can go back to fulltiming, live the way I enjoy, and they will find me dead in my fiver.
Now if you were in that same situation, what choice would YOU make? "

I see nothing wrong with this ... Hubby & I have traveled, volunteered or stayed at a homeport rv park for 9 years now. There are always options and what those options are depends on the person/persons(period).

Just like in a non-full-timing lifestyle, some live in apartments, rent homes, own homes, live with relation, live in condos, rent condos, live in park models, snowbird, or etc. Why should it be any different with full-timers ?

Each of us are going to make choices which work for us but may or may not be another's choice. Like when some people perceive that we volunteer because we are too poor to stay in an rv park or to snowbird or ?

And that isn't true for us, we would rather volunteer part of the year and learn more about this marvelous country than to site somewhere and volunteer locally or ? This Fall we are going to volunteer two different months and the month in between those volunteer stints we are going to spend some R & R time at a place about 75 miles away where we have promised ourselves for years we would spend some time in.

When the time comes to be land-locked in one place THEN we will make a choice and in the meantime we are enjoying LIFE.

Just my $0.02 cents.

[mike54]

I have three more yrs & I can't wait until I can be on the road fulltime and when I can't drive anymore or my health gets bad enough that I have to get off the road I'll find a place to park my rv and wait till it's time to be sent to the crematorium. I really hope that many years off. :C

[Aridon]

buy a lot, park it and live. Maybe add a ramp. If you can't do that then it's assisted living or the reaper came to send you to our maker.

[valhalla360]

If you can't manage the RV, odds are you can't manage a house. Consider an apartment or some sort of assisted living.

Should you plan ahead for it? Sure, but it's not different than getting old living anywhere else.

[DianneOK]

If you had kept up with mr rockport, you would know that is about right 🙂

[mr__ed]

So far I'm still going strong (over 25 years fulltiming) but I have to be realistic in the realization that I may have to hang up the keys some day. I don't think I would ever go back to a "regular" house. Perhaps a park model or I may even keep my current fiver on a permanent lot and live in that.

Of course, if this bachelor ever gets hitched plans could change considerably! :B

[kakampers]

Our original exit plan was 3.5 acres and a nice home which was paid for...had been a second home and get away retreat when we worked. After several years of being full time, it became an anchor which required lots of work the few times we made it back there.

We sold it and purchased an RV lot in south Texas that is fully maintained. Costs us more annually, but we just park and have nothing to maintain and it's gorgeous AND paid for...added benefit is we can rent it out when we are not using it over the winter.

When we are done we will park and live in a beautiful, gated community with all the amenities we could want...that is our exit plan!

[red_robin_40]

My DH & I are about 2 years away from our BIG dream of full timing.
My DH will be able to retire with retiremnt check and health insurance. I on the other hand will have about 10 years with my compnay which make me vested for a retirment check when I'm of age but no health insurance.
We have budgeted for all our expenses with his retirement check and my work kamping check will be deposited into Investments to make money for us.
This is our 2nd marriage and we had the additional burden of us both losing 10 years of our lives financially as well as emotionally in our 1st marriage has put us behind most folks our same age.
The no health isurance does make me a bit nervous but I'm not going to stay here and flounder in this S&B life wishing I would of done something else.
As for when we are too old, we like the plan of a deeded lot in some warm locale to live out our days. If our health won't allow it then this is another option.

[2gypsies1]

dtappy3353 wrote:
I am on the other end of the medical issue. We have health insurance specific to certain parts of country. I need a monthly infusion to control my medical condition. Am puzzled as to how to get infusion while on the road.

The majority of our traveling will be in states that are not covered by our carrier.

Has anyone run into these type of things?

For you specific question I would suggest that you make a separate post of your own titled 'medical infusion/traveling & insurance problems' and you will reach more people that could help you. Good luck!

[dtappy3353]

I am on the other end of the medical issue. We have health insurance specific to certain parts of country. I need a monthly infusion to control my medical condition. Am puzzled as to how to get infusion while on the road.

The majority of our traveling will be in states that are not covered by our carrier.

Has anyone run into these type of things?

[rockportrocket]

I will tell you the "other side ". My wife and I fulltimed for over 40 years, until she passed 4 years ago. I traded , sold, swapped my rig for a house and land. My kids are in calif and Fla. Im in Texas. I have lived in this huge house for 4 years, mowed 17 acres, maintained the house, paid all the taxes, elec bills, heating bills, air cond bills, and have no family around.

It is now for sale. I hope to unload this anchor in the next six months. I have in the meantime purchased another nice fiver for myself and my dog. Im 71 years in not so good health.

I have two choices:

No 1 , I can live here comfortably for the rest of my days, and they will find me dead in this big house. My kids sure don't want to move here when I go.
No 2 I can go back to fulltiming, live the way I enjoy, and they will find me dead in my fiver.

Now if you were in that same situation, what choice would YOU make?

[2gypsies1]

bigblueok wrote:
I have been curious about full timers who get to a point in their lives where they, for whatever reason, can no longer live or travel the RV lifestyle. If they need to return to a traditional home, does this pose a financial burden they you to have plan for?

It is absolutely no different than a person already living in a 'traditional' home. What happens to them when they can no longer live in it?

Living in a RV IS living in a 'traditional' home for many. That is their home. When they can no longer live in it (meaning, not even if it's parked permanently) there are many options and they will be the same options as any other homeowner.

There's absolutely no problem in any case. By the way...we didn't have a so-call 'exit plan' 18 years ago and it's worked out just fine. We've dealt with multiple surgies and even cancel. Our RV was perfect for recouping. It's a comfortable small space. You just do what you have to do when the time comes. Why worry about it?

[Clay_L]

rockhillmanor wrote:
Planning for an exit strategy should be included in your plans to full time. People plan for the future when they live in a house. It is no different when you decide to live your life in an RV.

They bought a new motor home in 2003 with a 20 or 25 year note. If they have to go into assisted living before it is paid for (very likely based on their age and health) they will let it be repossessed. Their thinking is that they won't need credit at that point anyway.

They wanted to full time so much that they took this route knowing there could be problems down the road. Basically they just don't think about the future because it is too disturbing to do so.

I know that these are your friends but, that is just so unacceptable and irresponsible on so many levels.

I can't disagree with you, but over the 10 years we have known them I guess I have come to accept but not agree with their approach. As I noted above it sure isn't something I could do and be happy with.

[GENECOP]

rockhillmanor wrote:
Planning for an exit strategy should be included in your plans to full time. People plan for the future when they live in a house. It is no different when you decide to live your life in an RV.

They bought a new motor home in 2003 with a 20 or 25 year note. If they have to go into assisted living before it is paid for (very likely based on their age and health) they will let it be repossessed. Their thinking is that they won't need credit at that point anyway.

They wanted to full time so much that they took this route knowing there could be problems down the road. Basically they just don't think about the future because it is too disturbing to do so.

I know that these are your friends but, that is just so unacceptable and irresponsible on so many levels.

It not people that are irresponsible, there is a much bigger picture, it's a system that has been well established that is all about ME, MINE, GREED, and entitlement.....on some level you have to play the game or get swept away....