Opinions on Travel Assist Insurance
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โJul-01-2017 02:27 PM
My DW Can't drive our 40" DP.
2018 F150 Lariat Crew Cab, Coyote 5.0 L RWD
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โAug-01-2017 01:41 PM
floridaguy wrote:dverstra wrote:
FMCA offers it included with their membership dues.
I'm looking at the differences in plans right now. I see on the FMCA forum this being discussed and it was pointed out that the FMCA benefit only kicks in if the medical facility that you're in cannot provide the care you need. Seems to me that makes it worthless. My reading of the GS Travel Assist does not have this "Got ya."
YES BUT what the OP asked about specifically was quote:
""Does anyone use Travel Assist Insurance and/or is there any other way to get your Diesel Pusher driven home if you have a physical problem on the road and can't drive it?""
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โAug-01-2017 01:34 PM
DownTheAvenue wrote:
In the case of a medical emergency, the FMCA benefit returns dependents, pets, and the RV home, which is a nice benefit included in membership fees. It does not, however, offer any benefit to return the person with a medical issue. Be sure to keep this distinction in mind.
From their documents:
Emergency Medical Evacuation/Repatriation The plan will pay Covered Expenses incurred up to the maximum stated in the Schedule of Benefits if any covered Injury or Illness commences during the Period of Coverage that results in a Medically Necessary Emergency Medical Evacuation or Repatriation (Your medical condition warrants immediate transportation from the medical facility where You are located to the nearest adequate medical facility where medical Treatment can be obtained). This benefit must be approved and arranged by Seven Corners in consultation with the local attending Physician. Emergency Medical Evacuation or Repatriation means: a) the Insured Personโs medical condition warrants immediate transportation from the place where the Insured Person is located (due to inadequate medical facilities) to the nearest adequate medical facility where medical Treatment can be obtained; or b) after being treated at a local medical facility as a result of a Medical Evacuation, the Insured Personโs medical condition warrants transportation with a qualified medical attendant to his/her Permanent Primary Residence, to obtain further medical Treatment or to recover; or c) both a) and b) above. All transportation arrangements must be by the most direct and economical route.
2021 Nexus Viper 27V. Class B+
2019 Ford Ranger 4x4
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โAug-01-2017 12:19 PM
DownTheAvenue wrote:
In the case of a medical emergency, the FMCA benefit returns dependents, pets, and the RV home, which is a nice benefit included in membership fees. It does not, however, offer any benefit to return the person with a medical issue. Be sure to keep this distinction in mind.
Sorry to disagree, but FMCAssist is a repatriation insurance that is include in your FMCA dues. It does provide for return of remains or return if you are incapacitated due to medical emergency if you are 100 miles from home. Full timers are considered to be 100 miles from home. It does not pay medical bills.
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โAug-01-2017 11:47 AM
And I would do it for them even though a few own towables. I guess I could dye my hair or something so no one recognizes me driving a truck pulling a trailer.
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โAug-01-2017 11:21 AM
I can also think of several friends we have, very well qualified to drive an RV, that would gladly do this for us if we ever needed such, and all we'd have to do is cover their expenses.
Maybe its different 'cause we don't travel quite as far as some do, but I've never seen this as a service I'd buy insurance for. Waaaay too many other, less expensive options to address this issue if it ever happened.
2021 Newmar Baystar 3014 on F53 (7.3 V8) Chassis ("Brook")
2018 Jeep Wrangler JK ("Wilbur")
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โAug-01-2017 10:42 AM
Have shop, will travel!
Visit my travel & RV repair blog site. Subscribe for emailed updates.
Winnebago Journey, '02
Cat 330HP Diesel, 36.5', two slides.
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โAug-01-2017 09:24 AM
2021 Nexus Viper 27V. Class B+
2019 Ford Ranger 4x4
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โAug-01-2017 08:29 AM
Snomas wrote:
Does anyone use Travel Assist Insurance and/or is there any other way to get your Diesel Pusher driven home if you have a physical problem on the road and can't drive it?
My DW Can't drive our 40" DP.
Call PPL, Houston, TX and ask for the particulars on COACHNET plans.
This is actually people insurance against road hazards and makes no difference what you or your wife is driving and with who it might belong to.
07 Revolution LE 40E_Spartan MM_06 400HP C9 CAT_Allison 3000.
Dinghy_2010 Jeep Wrangler JKU ISLANDER.
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โAug-01-2017 08:24 AM
dverstra wrote:
FMCA offers it included with their membership dues.
I'm looking at the differences in plans right now. I see on the FMCA forum this being discussed and it was pointed out that the FMCA benefit only kicks in if the medical facility that you're in cannot provide the care you need. Seems to me that makes it worthless. My reading of the GS Travel Assist does not have this "Got ya."
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โJul-02-2017 07:05 PM
But in general, there are several situations that would only require a driver and the last I checked there were many companies that charge $1-$2 per mile to transport a RV. And there are many good samaritan groups that offer that service free.
Have shop, will travel!
Visit my travel & RV repair blog site. Subscribe for emailed updates.
Winnebago Journey, '02
Cat 330HP Diesel, 36.5', two slides.
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โJul-02-2017 06:40 PM
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โJul-02-2017 12:10 PM
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โJul-02-2017 07:22 AM
dverstra wrote:
FMCA offers it included with their membership dues.
X3 and FMCA dues are reasonable + lots of other benefits.
towing a 2016 Jeep Cherokee TrailHawk
Berkley, the amazing camping cat missed dearly (1996-2012)
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โJul-01-2017 06:45 PM
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