any legal eagles out there {{{UPDATE===UPDATE}}}}

[joelyn]

Would like to run this by ya'll and see what u think or maybe any suggestions....
want to buy a 2003 TT from a private owner and he is the question. cost of trailer is 6000.00 and we settled on a price and its what we have been looking for. NOW, the TT is in las vegas but the title and reg is from OR. since they moved here 2 months ago and the title is held by a finance com there since they had it financed. SOOOOO they want the 6000 in cash and in turn will pay off the finance com and have the title sent to me in about a week.
I know i don't like it but its the trailer we have been looking for. SO and suggestions as to how i can protect myself legally in the event something goes wrong? any other way that we can handle this matter?
thanks for any suggestions

[RandACampin]

What is a ROUGE credit Union?

[Dave_E]

Congrats

[joelyn]

perfect mr wizard, thank uuuuuuu

[eDUBz]

Congrats!

[MrWizard]

To keep the proper aspect ratio
Just set the width, do not set the height
I removed the height setting
And set width at 640

joelyn wrote:
OK AS REQUESTED A COUPLE OF PICTURES OF THE TRAILER'
it might not be for everyone but it hit every check mark on our list to get. 28ft long
1 slide
2 entry doors
rear bath
open floor plan
light weight, only 4200lbs dry weight since i only have a 1/2 ton ram truck
smooth outside sidewalls
low price
couch and dining room table
electric jack
queen walk around bed in the front

it has all this and more and in great condition plus 1 year old tires.
here are a couple pictures if i remember how to post.

[joelyn]

OK AS REQUESTED A COUPLE OF PICTURES OF THE TRAILER'
it might not be for everyone but it hit every check mark on our list to get. 28ft long
1 slide
2 entry doors
rear bath
open floor plan
light weight, only 4200lbs dry weight since i only have a 1/2 ton ram truck
smooth outside sidewalls
low price
couch and dining room table
electric jack
queen walk around bed in the front

it has all this and more and in great condition plus 1 year old tires.
here are a couple pictures if i remember how to post.












PICTURES ARE A LITTLE NARROW BUT THE TT HAS A NICE WIDE WALK WAY IN IT AND IN THESE PICS THE COUCH IS DOWN SO EVEN MORE ROOM WHEN CLOSED...


THE OUTSIDE PIC REALLY MAKES IT LOOK NARROW MUCH MUCH LONGER.. IF ANYONE CAN GIVE ME THE CORRECT SETTING I CAN RE POST THEM

[free_radical]

To the OP..
Im really curious now,could you post a pic of this TT Im sure everyone would like to see what it looks like

Thanx

[spoon059]

delwhjr wrote:
Glad it worked out. Now, go and enjoy:)

Me too! Congrats on the new camper, hope you guys love it as much as you think you will. The family and I just got back from a long weekend at the beach on Tuesday, and next Friday we head out for a week at the lake with a large group of friends and family. My wife, kids and I absolutely LOVE the freedom of having an RV and going on these vacations. I hope you and your family enjoy as much as we do!!!

[delwhjr]

joelyn wrote:
UPDATE================UPDATE=====================
FIRST OF ALL THANK U ALL FOR UR SUGGESTIONS AND ADVISE AND HELP IN THIS MATTER, IT IS MOST APPRECIATED AND AS ALWAYS A GREAT FORUM TO COME TO FOR ANY TYPE OF PROBLEM AND TO GET SOME GREAT ADVICE.

SO HERE IS THE UPDATE......
I got the finance com name and acct number from the seller so that i could contact them myself. it was a ROGUE CREDIT UNION OUT OF MEDFORD OR., A FAIRLY LARGE UNION IN THE STATE. so I explained to the girl what i wanted to do as far as paying off the sellers note and to have the title sent to me. she said that was not a problem. She emailed me a transfer of title forum that was signed and notarized by the seller and sent back to the union. I confirmed that they did receive it and it is on file with my name to have the title sent to me. I also confirmed that the title that they had the lien on was the same TT and VIn number as the one we are buying. She also suggested that i contact AZ DMV and get a BILL OF SALE forum and fill out and get notarized, just in case the title gets lost in the mail, with the bill of sale u cam apply for a duplicate title. So we did get that and filled it out by both of us and signed. so that was taken care of.
as a extra precaution i contacted the OR. DMV and gave them the VIN number and they ran it and confirmed that it was indeed reg to the seller and was a currant reg and THAT THERE WAS NO REPORT OF THE TT BEING STOLEN and also confirmed that there was a lien on it from ROGUE cri. union... AS A EXTRA PRECAUTION I CONTACTED KEYSTONE RV and gave them the VIN number and they confirmed that the VIN did come back to the TT in question.
OK, so i got a payoff figure for the note (10 day payoff fig) which was a little lower than the agreed price and i will just give him the difference (about 300.00).
the seller drove the TT from vegas to our house here in Az. and we checked it out to our satisfaction
Contacted my bank and made a appoint with them. went to the bank with the payoff amt. the routing number and address of the union. They confirmed that the routing number was from ROGUE and they did a wire transfer from my acct to ROGUE. it was confirmed that they received it and the title is in the mail as per my bank and ROGUE.
So that about sums it up. we have possession of the trailer along with a signed BILL OF SALE and confirmation that the title had the lien satisfied and is in the mail.
So all worked out good but at times in the beginning i wasn't really sure. WE really wanted this TT and have been looking for well over a year. The price for the TT was really very good and the seller just basically wanted the loan paid off. we have been looking for this TT and have found a few over the years but all were at least doubled or even more than what we paid.
By reading some of your suggestions and ideas it gave me the right path to approach this and for that I thank u all.
I realize that there are many scams out there and just glad that this was not one of them.
SO AGAIN THANK U ALL AND I HOPE I WILL BE ABLE TO HELP SOMEONE OUT HERE IN THE FUTURE. THANK YOU.

Glad it worked out. Now, go and enjoy:)

[Lwiddis]

Mag, no finance company I know is going to let anyone assume another person's RV loan.

Bucky, SIX large in the mail to you today!

[Edd505]

Run --- I'll send ya a title if you send me 6k!

[Grit_dog]

Oops, didn't read the above post first! My bad.

[Grit_dog]

Agree with the opinions......from people who have no idea what they're talking about.
Just do the deal bank to bank. His lender and your banker. Your banker verifies the loan with his bank.
After you 2 cut the deal, your bank releases the funds to his and he verifies.
I've done long distance purchases like this before. It works and you both have 2 banks to trust that it's not a scam....by either party.

[joelyn]

UPDATE================UPDATE=====================
FIRST OF ALL THANK U ALL FOR UR SUGGESTIONS AND ADVISE AND HELP IN THIS MATTER, IT IS MOST APPRECIATED AND AS ALWAYS A GREAT FORUM TO COME TO FOR ANY TYPE OF PROBLEM AND TO GET SOME GREAT ADVICE.

SO HERE IS THE UPDATE......
I got the finance com name and acct number from the seller so that i could contact them myself. it was a ROGUE CREDIT UNION OUT OF MEDFORD OR., A FAIRLY LARGE UNION IN THE STATE. so I explained to the girl what i wanted to do as far as paying off the sellers note and to have the title sent to me. she said that was not a problem. She emailed me a transfer of title forum that was signed and notarized by the seller and sent back to the union. I confirmed that they did receive it and it is on file with my name to have the title sent to me. I also confirmed that the title that they had the lien on was the same TT and VIn number as the one we are buying. She also suggested that i contact AZ DMV and get a BILL OF SALE forum and fill out and get notarized, just in case the title gets lost in the mail, with the bill of sale u cam apply for a duplicate title. So we did get that and filled it out by both of us and signed. so that was taken care of.
as a extra precaution i contacted the OR. DMV and gave them the VIN number and they ran it and confirmed that it was indeed reg to the seller and was a currant reg and THAT THERE WAS NO REPORT OF THE TT BEING STOLEN and also confirmed that there was a lien on it from ROGUE cri. union... AS A EXTRA PRECAUTION I CONTACTED KEYSTONE RV and gave them the VIN number and they confirmed that the VIN did come back to the TT in question.
OK, so i got a payoff figure for the note (10 day payoff fig) which was a little lower than the agreed price and i will just give him the difference (about 300.00).
the seller drove the TT from vegas to our house here in Az. and we checked it out to our satisfaction
Contacted my bank and made a appoint with them. went to the bank with the payoff amt. the routing number and address of the union. They confirmed that the routing number was from ROGUE and they did a wire transfer from my acct to ROGUE. it was confirmed that they received it and the title is in the mail as per my bank and ROGUE.
So that about sums it up. we have possession of the trailer along with a signed BILL OF SALE and confirmation that the title had the lien satisfied and is in the mail.
So all worked out good but at times in the beginning i wasn't really sure. WE really wanted this TT and have been looking for well over a year. The price for the TT was really very good and the seller just basically wanted the loan paid off. we have been looking for this TT and have found a few over the years but all were at least doubled or even more than what we paid.
By reading some of your suggestions and ideas it gave me the right path to approach this and for that I thank u all.
I realize that there are many scams out there and just glad that this was not one of them.
SO AGAIN THANK U ALL AND I HOPE I WILL BE ABLE TO HELP SOMEONE OUT HERE IN THE FUTURE. THANK YOU.