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I wouldn't believe this one... parked car hit me!

tsetsaf
Explorer III
Explorer III
This is long but I think the details matter.

As the title suggests I had a fender bender with a "parked" vehicle yesterday while pulling into a new campground. While making a turn the swing of the trailer caught the driver side rear quarter panel of an F250. The story gets more strange when I add that the truck was not "parked" there when I drove by!

The roads in this cg are 12' wide and curvy. The "parked" truck was coming at me from the opposite direction and made a right turn on to a side street (I assumed to proceed around that loop and out). When towing in a cg this narrow and tight I only use first gear = @2mph so I am going slow.

He turned and cleared the road.

10' past that side road was another road on my right that I needed to turn on. I had setup dead center in the street and was swinging wide due to an actually parked vehicle on the inside of this turn. Proceeded through the turn with no issues and carried on my way.

About 100 yds down I noticed a gentleman running after me... never a good sign so I stopped immediately and rolled down my window to ask whats up? He responds that you hit a parked car! Concerned, I parked and jumped out.

Looked at my driver side square steel bumper on the trailer and indeed it had hit something because the paint was scraped and the plastic stinky slinky cap was crushed in. This would be my blind side in a turn but I was sure there were no parked vehicles on that side before making the turn.

Walking back down the road he proceeds to tell me again that I hit a parked car. How could that be when there was no parked car there? As we near the parked car I see that it is the same F250 that had turned on the side road. Only now it was parked at an angle with its nose off the street and the bed sitting 2' into the road.

How did you get there? I pulled out of your way. Um no you drove into the back of my trailer. No I was parked. Was your car running? Yes. Were you behind the wheel? Yes. Did you see me making the turn? Yes. Did you see my trailer swinging? Yes. How did you end up here? I drove around you.

Exasperating I know because I was looking for the "gotcha" camera crew by now. By the way his bed side is totalled those steel bumpers are seriously tough.

So you pulled around me and out of my view and parked with your truck in the street where I will swing making the turn? You then sit there and make no effort to go forward or back nor honk your horn? You then admit you watched the whole thing happen and decide somehow I am at fault?

So yes I was hit by a "parked" car yesterday. The driver is from Montreal and waited for the Sheriff to show up for a police report. He told him the same story, the Sheriff asked me mine, and asked if I would be filing a claim for damage to my trailer :). No I think I can cover the $2 cap :). Amazingly the guy in the F250 continued to believe he was completely in the right.
2006 Ram 3500
2014 Open Range
"I don't trust my own advise!"
31 REPLIES 31

blofgren
Explorer
Explorer
tsetsaf wrote:
Insurance company agrees the "parked" car hit me. Ruled 100% other drivers fault.


That's great. Nice to hear that it went the way it should.
2013 Ram 3500 Megacab DRW Laramie 4x4, 6.7L Cummins, G56, 3.73, Maximum Steel, black lthr, B&W RVK3670 hitch, Retrax, Linex, and a bunch of options incl. cargo camera
2008 Corsair Excella Platinum 34.5 CKTS fifth wheel with winter package & disc brakes

Water-Bug
Explorer
Explorer
tsetsaf wrote:
Insurance company agrees the "parked" car hit me. Ruled 100% other drivers fault.


Now let's see what happens with your renewal premium. I've had my rates increase due to an accident for which my insurance company didn't put out a single cent.

EDIT Did his insurance company agree and pay for the repairs? I kinda doubt it.

tsetsaf
Explorer III
Explorer III
Insurance company agrees the "parked" car hit me. Ruled 100% other drivers fault.
2006 Ram 3500
2014 Open Range
"I don't trust my own advise!"

WE_CAMP2
Explorer
Explorer
brooks379 wrote:
I had a guy back into me once and leave. I caught him and called the police, police arrived and said ..NO TICKETS ...you were on private property. I told the officer it was going to cost me $500 deductible for getting hit by this guy and the officer gave us both accident reports to fill out and send to HIS insurance co. The guys ins. co paid up and it was over $5,000 to repair. When I got the guy stopped he said I didn't hit you. My response was well, when you were backing up what stopped you ? why did you decide to leave the CG ? I bought a $100 dash cam after that. The camera never blinks.....


Had the same type of thing happen, guy backed his trailer into my truck while it was parked at the campground beach parking area. We had gone kayaking and had no idea what happened. Fortunately some bystanders took his plate # and reported it.
2017 F250 CC SB PSD & 2008 Cameo 5'er

laknox
Nomad
Nomad
Water-Bug wrote:
Showing pictures of the incident to others is not going to effect the outcome of any settlement one way or the other. If it did TV cameras would be outlawed. ๐Ÿ™‚

EDIT If it happened in a private campground, I'm surprised tha a sheriff even took a report. If there were no injuries, a lot of times they won't even get involved.


Above a certain estimated dollar amount, most LEOs will take a report. If it were a small dent or scratch, then likely not. OP did say that the bed on the other truck would likely be totaled.

Lyle
2022 GMC Sierra 3500 HD Denali Crew Cab 4x4 Duramax
B&W OEM Companion & Gooseneck Kit
2017 KZ Durango 1500 D277RLT
1936 John Deere Model A
International Flying Farmers 64 Year Member

laknox
Nomad
Nomad
rhagfo wrote:
This is why I have a dash cam. In this case it would show that the truck was not there as you approached. Then a cell phone picture of the truck 2' into the road would back up your case.
It never amazes me how others will act around a trailer in tow. Tailgate through the campground, then act surprised when you stop and want to back into a site!! :S


Farm equipment is just as bad, or worse.

Lyle
2022 GMC Sierra 3500 HD Denali Crew Cab 4x4 Duramax
B&W OEM Companion & Gooseneck Kit
2017 KZ Durango 1500 D277RLT
1936 John Deere Model A
International Flying Farmers 64 Year Member

3oaks
Explorer
Explorer
There are two sides to every story.
We never did hear the other side.

Stefan
Explorer
Explorer
being a campground, would they just go 50/50 on fault like they do in parking lot accidents?
Stefan
2003 Chevy Silverado 1500HD, 3.73, 4x4, Crew Cab, 6.0L (loving it!)
2003 Layton lite 232 BH

rhagfo
Explorer III
Explorer III
C-Bears wrote:
Actually you were both at fault. There is no such thing as an "accident" unless while you are driving down the road a tree limb falls and hits your vehicle. You did not experience an "accident" you experienced a "crash".

If after he cleared your TV on such a narrow road should you have maybe stopped to make sure he made it all the way past your trailer? YES

If when he was trying to drive around you on a narrow 12' road should he have pulled more out of the way or started sounding his horn? YES


I read this to be that he pulled in to a side road.
"He turned and cleared the road."

So did he then back up into your path of swing??
Russ & Paula the Beagle Belle.
2016 Ram Laramie 3500 Aisin DRW 4X4 Long bed.
2005 Copper Canyon 293 FWSLS, 32' GVWR 12,360#

"Visit and Enjoy Oregon State Parks"

byrdr1
Explorer
Explorer
rhagfo wrote:
This is why I have a dash cam. In this case it would show that the truck was not there as you approached.

I just put one on my truck after the Christmas holidays.
I had some Christmas money and for around $50.00 thought it was nice toy to have. Its neat to go back and watch the videos on it. I did upgrade to a 32G mini card.
My Son In law did the same thing except the van was parked across from his site and it was our friends van. His Camper peeled it like a can opener. Lucky it was only around $2k damage and he paid it out of pocket. That just about ruined his and my daughter's vacation. happened at Ocean lakes CG.
randy
happens more than you think.

2014 F-350 SRW CC/LWB 4X4 6.7PSD


2011 Keystone Cougar 327RES
Happy Campin'
Randy
Piedmont area of NC

brooks379
Explorer
Explorer
I had a guy back into me once and leave. I caught him and called the police, police arrived and said ..NO TICKETS ...you were on private property. I told the officer it was going to cost me $500 deductible for getting hit by this guy and the officer gave us both accident reports to fill out and send to HIS insurance co. The guys ins. co paid up and it was over $5,000 to repair. When I got the guy stopped he said I didn't hit you. My response was well, when you were backing up what stopped you ? why did you decide to leave the CG ? I bought a $100 dash cam after that. The camera never blinks.....

rattleNsmoke
Explorer
Explorer
Buy him a six pack,call it a day.
2010 Cedar Creek 34SATS (The Beast) & 20k Curt Q20 roller slider hitch
2006 Ford F350 SRW,SC Powerstroke diesel Lariat

2003 Harley Heritage Softail (Hogzilla)
and a wifey with tons of patience....

tsetsaf
Explorer III
Explorer III
Water-Bug wrote:
Showing pictures of the incident to others is not going to effect the outcome of any settlement one way or the other. If it did TV cameras would be outlawed. ๐Ÿ™‚

EDIT If it happened in a private campground, I'm surprised tha a sheriff even took a report. If there were no injuries, a lot of times they won't even get involved.


It was in a county park cg but I was surprised they came out too. I am from LA and they never would have come out.

C-Bear - I appreciate your feedback but disagree completely.

D-tank - synopsis = "parked" car hit me. The details really do matter.
2006 Ram 3500
2014 Open Range
"I don't trust my own advise!"

Me_Again
Explorer II
Explorer II
C-Bears wrote:
Actually you were both at fault.


Yep, each should cover their own damage only! ๐Ÿ˜‰ ๐Ÿ˜‰ ๐Ÿ˜‰ Chris
2021 F150 2.7 Ecoboost - Summer Home 2017 Bighorn 3575el. Can Am Spyder RT-L Chrome, Kawasaki KRX1000. Retired and enjoying it! RIP DW 07-05-2021